Last Updated: 04/18/2025
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Highlights
Financial Strength Rating
A+(Verified 04/18/2025)
GEICO Boaters Insurance Review
GEICO Boaters Insurance is an insurance carrier with headquarters in Chevy Chase, MD. The company was established in 1936 and offers boat insurance in 38 states in the USA.
GEICO Boaters Insurance FAQ
What types of boat insurance coverage does GEICO Boaters Insurance offer?
Although we often talk about boat insurance in the singular, it really includes several types of coverage. GEICO Boaters Insurance offers the following types of coverage:
- Fuel Spill Clean-Up: Protects you from cleanup claims or third-party damage caused by the accidental discharge of oil or fuel.
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
GEICO Boaters Insurance also provides access to the following endorsements:
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.
- Ice / Freeze Coverage: Protection for damage from snow, ice or freezing. Even if you choose to pay for indoor heated storage, you may need this rider in cases of electricity failure.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
- Non-Owner Liability Coverage: This policy helps you out if you use a boat that you don't own. It is also used by businesses who want to provide coverage for their employees when they use their boats for work. In some cases this endorsement will also cover a rental boat.
- Transport Trailer Coverage: This covers non-motorized trailers used to tow your boat. If the trailer is damaged or causes damage, this policy will cover the costs and tow your boat.
What benefits does GEICO Boaters Insurance offer?
GEICO Boaters Insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Digital Claims Reporting: Never fax or mail a document again.
What is the financial strength rating of GEICO Boaters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
GEICO Boaters Insurance scores an A+, SuperMoney's highest available rating.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from GEICO Boaters Insurance
Hours of Operation
Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
Closed