Roughly seven in 10 college graduates have student loan debt, with an average of $30,100 per borrowers, according to the Institute of College Access and Success. For some graduates, however, that could be as much, or more, than what they earn their first year out of school. Here are four plans that can help lower your federal student loan payments. We will also show you how to calculate your monthly payment with an income-driven repayment plan

If you are a basketball enthusiast or a basketball-loving family, building a backyard basketball court can be a dream come true. But if you are not careful about your court project budget, the cost can also be a nightmare. Understanding what costs go into your backyard basketball court can help you create a budget you can afford and the right financing options for you, such as a credit card or a loan.

Buying a house is an exciting milestone; for some, it’s the pinnacle of the American Dream. But if you’re working to pay off a mountain of student loan debt, applying for a mortgage may seem impossible. This article will explain how to get a mortgage when you have student debt

Refinancing your student loans is a great way to lower your interest rate, monthly payment, or both. But for many people, it requires that someone cosign the loan. As a parent, you’d do just about anything to help your kids. But before you cosign your child’s student loan refinancing, consider how it can affect your financial well-being.

The increase in size of the average house in the last 40 years.

America has a debt problem. The average household has $31,130 in non-housing debt, according to data from the Federal Reserve Bank of New York and U.S. Census Bureau.

Sticking to your monthly budget isn’t always easy. If you use credit cards, there’s always the chance that you’ll overspend. Using your debit card to pay for everything can also be risky, with overdraft charges looming if your balance gets low. And the fact of the matter is, you can’t use cash for everything anymore.

Prepaid debit cards are becoming more popular as a payment method. More than 23 million people use them regularly (source). For many, they offer a simple money management system. For others, they’re an alternative to other payment methods they either can’t or don’t want to have.

Homeownership is still part of the American Dream for 72% of Americans, according to Trulia. But with many Millennials leaving college with crushing student loan debt, owning a house comes off as more of a pipe dream than the American Dream.

There are several different rewards programs from which you can choose, but few are as versatile as Chase Ultimate Rewards. And, depending on how you use them, you can multiply the value beyond what you may get with another rewards program.