Ben Luthi
Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.
articles from Ben
116 posts
How to Get the Right Warranties For Your Swimming Pool?
Published 08/03/2017 by Ben Luthi
Installing an in-ground swimming pool in your backyard is a major investment, with an average cost of $44,435. So, you’ll want to make sure you have a pool warranty to protect your investment. A leak, faulty filter, or a broken pipe can be expensive to fix.

How Much Does It Cost to Install Solar Panels? 3 Ways You Can Save
Published 08/03/2017 by Ben Luthi
Installing solar panels for your home is good for the environment, reducing your carbon footprint by as much as 95%. If that isn’t enough to convince you to install some on your roof, know that solar panels can also save you money on energy costs over the long run.

Hot Tub Financing: Top Options for Buyers
Published 08/03/2017 by Ben Luthi
Finally, getting to purchase your own hot tub or spa can be a dream come true. Whether it’s to soothe aching muscles, entertain parties, relaxing with your significant other, or simply everyday stress relief, you can have it all right there at home.

Should You Consolidate or Refinance Your Student Loans?
Published 07/27/2017 by Ben Luthi
If you have student loans, getting rid of them ASAP is likely one of your top priorities. Consolidating or refinancing your student loans is a great way to tackle your debt head on.

5 Steps to Getting the Best Student Loan Refinance Rates
Published 07/26/2017 by Ben Luthi
Refinancing private student loans can save you a lot of money. This article explains in detail how to do it right. However, think twice before refinancing federal student loans. You may be able to lower your interest rates, but it will mean losing borrower protections you definitely want to keep now since it is very possible that new student loan forgiveness plans will be implemented soon.

How to Refinance Parent PLUS Loans
Published 07/26/2017 by Ben Luthi
In the discussion about the student loan crisis, most of the attention goes to recent graduates. But the average parent borrows $21,000 to help a child through school, according to a study by researchers at the University of Southern California.

This Student Loan Consolidation Hack Can Save You Thousands of Dollars
Published 07/26/2017 by Ben Luthi
When it comes to paying off student loan debt, the struggle is real. There are several methods and strategies out there to help you pay it down faster, but this student loan hack is worth considering.

5 Scenarios Where Refinancing Student Loans Makes Sense
Published 07/26/2017 by Ben Luthi
The average debt of a four-year college student is $26,830, according to the Federal Student Aid Office. For some graduates, that could amount to more than half of their starting salary.

Pros and Cons of Extended Car Warranties: What You Need To Know
Published 07/21/2017 by Ben Luthi
Extended car warranties go beyond the standard car warranty to provide additional coverage and extend the life of the warranty for an additional cost. They can help reduce the cost of a breakdown, and they are customizable to fit your needs. However, beware that you may be limited to certain repair shops. To find out if an extended warranty is right for you, check out the information below.

Pros and Cons of Auto Title Loans (Updated 2026)
Published 07/19/2017 by Ben Luthi
No matter how hard you try to save for the future, sometimes surprise expenses happen that are out of your control. And if you don’t have cash on hand to pay it off, you’re left looking elsewhere for funds. When you’re in this kind of situation, an auto title loan is one way to get the money you need. Here are the pros and cons you should consider before applying for a loan with an auto title lender.
