How much you owe makes up 30% of your FICO credit score. A big part of that – though not the whole thing – is how much you owe on your credit cards.

No one likes rejection, and getting denied a credit card can make you feel confused and upset. If you get denied for a credit card, don’t worry. Yes, it’s understandable that you may even want to apply for another one in the hope of getting approved to make yourself feel better.

Reverse mortgages can be a great way for retirees to supplement their retirement income. But changes to the government’s reverse mortgage program could change whether it’s worth it to get one. Effective October 2, 2017, the U.S. Department of Housing and Urban Development (HUD) has made a couple of changes to its Home Equity Conversion Mortgage (HECM) program.

When shopping around for a home equity loan, getting one with the lowest costs and interest rate should be your top priority.

For veterans and active-duty military, the VA loan program offers much-needed assistance in buying a home.

The VA Home Loan Guaranty program has been making it easier for veterans and active-duty military members to buy a home for more than 70 years. Part of the original G.I. Bill following World War II, VA loans offer great perks. They’re not just available to anyone in the service, though. There are certain eligibility standards and other requirements you must meet to be able to take advantage of the program.

Having enough money to last through retirement isn’t easy, especially if you’re already in the midst of it. Going back to work or finding new income streams can be stressful at best and impossible at worst.

In addition to the physical damage that Hurricane Harvey wrought as it tore through southeast Texas and southern Louisiana, people affected by the storm may also suffer long-term financial problems as they get their lives back in order. In response, online lenders Prosper and LendingClub have stepped in to give affected borrowers reprieve.

Whether you’re trying to consolidate high-interest credit card debt, finance a home improvement project, or borrow for any other reason, home equity loans and lines of credit can be a great way to borrow at a low interest rate. But which is best? This home equity loan vs. line of credit review guide will help you decide which is best for you.

Buying a car is a big decision. For many people, it’s one of the largest purchases they will make aside from buying their home. While it can be challenging to choose the right car to buy and take out a loan for the initial purchase, refinancing a car loan can be an even greater mystery since it’s not something you do often! Here are some questions you should be asking if you are in the market for a refinance.