Ben Luthi
Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.
articles from Ben
119 posts
Is a Credit Card Balance Transfer a Good Idea? 5 Questions to Ask Yourself Before Deciding
Published 11/13/2017 by Ben Luthi
Moving a balance from one credit card to another can be a great way to pay off high-interest debt, especially if the new card has a 0% APR promotion.
3 Places You Can Find Free Personal Finance Courses
Published 11/07/2017 by Ben Luthi
Financial literacy isn’t discussed much in school, and that’s because there’s no requirement for students to take personal finance classes or for schools to offer them.
Balance Transfers Affect Your Credit Score – Here’s How
Published 10/31/2017 by Ben Luthi
If you have a balance on a high-interest credit card and are looking to pay it off, balance transfers are a good idea. There are many credit cards out there that even offer promotions to get you to open an account and transfer your debt.
Uber Launches a New Credit Card
Published 10/31/2017 by Ben Luthi
Here’s how the card’s tiered rewards structure breaks down:
How to Get a Personal Loan for Christmas
Published 10/30/2017 by Ben Luthi
As the holidays approach, there may be a familiar anxiety that comes with not knowing whether you can afford them.
How Do I Transfer a Balance to a New Credit Card?
Published 10/30/2017 by Ben Luthi
If you have a lot of high-interest credit card debt, transferring it to a card with a lower interest rate — preferably one with a 0% APR promotion — can help save you time and money as you pay down your balance.
10 Major Factors That Determine Your Car Insurance Premium
Published 10/27/2017 by Ben Luthi
It’s hard to predict how much you’ll pay for car insurance. Based on the latest data from the National Association of Insurance Commissioners, the average American pays $866 per year.
SelfScore Rebrands as Deserve and Launches 3 Credit Cards
Published 10/26/2017 by Ben Luthi
Founded in 2013, SelfScore’s mission was to offer a way for international students with no credit score or Social Security Number to build credit in the United States with the SelfScore Mastercard.
What is the Quickest Way to Fix Your Credit Score?
Published 10/24/2017 by Ben Luthi
We’ve all made mistakes, and that includes mistakes with credit. But while some elements of fixing your credit score require time and patience, there are other things you can do that can make a difference more quickly.
How Does Distance From Work Affect Insurance Rates? Plus 6 Other Key Factors to Consider
Published 10/23/2017 by Ben Luthi
How far you drive has a big impact on how much you’ll end up paying for your car insurance. For many people, a big part of that calculation is their daily commute to work.