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Ben Luthi

Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.

articles from Ben

119 posts

Is a Credit Card Balance Transfer a Good Idea? 5 Questions to Ask Yourself Before Deciding 

Published 11/13/2017 by Ben Luthi

Moving a balance from one credit card to another can be a great way to pay off high-interest debt, especially if the new card has a 0% APR promotion.

Financial literacy isn’t discussed much in school, and that’s because there’s no requirement for students to take personal finance classes or for schools to offer them.

If you have a balance on a high-interest credit card and are looking to pay it off, balance transfers are a good idea. There are many credit cards out there that even offer promotions to get you to open an account and transfer your debt.

Uber Launches a New Credit Card

Published 10/31/2017 by Ben Luthi

Here’s how the card’s tiered rewards structure breaks down:

How to Get a Personal Loan for Christmas

Published 10/30/2017 by Ben Luthi

As the holidays approach, there may be a familiar anxiety that comes with not knowing whether you can afford them.

How Do I Transfer a Balance to a New Credit Card?

Published 10/30/2017 by Ben Luthi

If you have a lot of high-interest credit card debt, transferring it to a card with a lower interest rate — preferably one with a 0% APR promotion — can help save you time and money as you pay down your balance.

It’s hard to predict how much you’ll pay for car insurance. Based on the latest data from the National Association of Insurance Commissioners, the average American pays $866 per year.

Founded in 2013, SelfScore’s mission was to offer a way for international students with no credit score or Social Security Number to build credit in the United States with the SelfScore Mastercard.

We’ve all made mistakes, and that includes mistakes with credit. But while some elements of fixing your credit score require time and patience, there are other things you can do that can make a difference more quickly.

How far you drive has a big impact on how much you’ll end up paying for your car insurance. For many people, a big part of that calculation is their daily commute to work.

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