SuperMoney Team
articles from SuperMoney
2028 posts
Gas Prices by State: Where It’s Cheapest (and Why You’re Overpaying)
Published 07/01/2025 by SuperMoney Team
Have you ever wondered why gas costs so much more in California than in Texas? Gas prices aren’t just about the cost of crude oil. State taxes, refinery locations, environmental regulations, and demand all play a role. For example, West Coast states often have higher prices due to stricter fuel standards and fewer refineries. In contrast, states like Texas benefit from nearby refineries and lower fuel taxes.

Why Everyone’s Obsessed With Labubu Dolls — And What It Says About the Economy
Published 06/29/2025 by SuperMoney Team
The Labubu doll craze is more than a quirky collector trend. It’s a lens into shifting consumer behavior, economic uncertainty, and China’s growing soft power. Driven by curated scarcity, affordable emotional luxury, and a desire for cultural identity, toys like Labubu and brands like Pop Mart reveal how consumers are seeking joy, control, and connection in unpredictable times.

Social Security Checks Will End in 2025—Here’s What Comes Next
Published 06/24/2025 by SuperMoney Team
Starting in late 2025, paper Social Security checks will be retired for good. In an executive order designed to modernize federal benefits systems, President Trump has directed the SSA to transition all benefit payments to electronic formats by September 30, 2025. The move promises big savings and fewer delays but also raises concerns about access and implementation. Here’s what it means and how recipients can prepare.

Behind on Retirement Savings? 10 Smart Ways to Catch Up Fast After 50
Published 06/24/2025 by SuperMoney Team
Realizing you’re behind on retirement savings can be daunting, but it’s not insurmountable. With focused strategies and a proactive approach, you can still achieve a comfortable retirement. This guide provides actionable steps to help late starters catch up and secure their financial future.

SoFi vs Upgrade Comparison: Which Personal Loan Is Better in 2026?
Published 05/20/2025 by SuperMoney Team
SoFi targets prime-credit borrowers with loans up to $100,000 and no late fees, while Upgrade accepts 600+ credit scores, lends as little as $1,000, and allows joint applications. Choose SoFi if you have a 680+ FICO and need a large loan; choose Upgrade if your credit is in the 600s, you need a smaller loan, or you want a co-borrower.

What Is Tax Debt Relief And Do You Qualify?
Published 05/02/2025 by SuperMoney Team
If you owe serious back taxes to the IRS or your state, there’s real help available—but only if you truly need it. Not everyone qualifies. Take 30 seconds to find out if tax relief is right for you.

Record Number of Households Only Making Minimum Payments as Delinquencies Rise
Published 04/28/2025 by SuperMoney Team
A record-high share of U.S. households are now making only minimum payments on their credit cards, reflecting growing financial stress as inflation and borrowing costs remain elevated.

Estate Planning Is Not Just For the Wealthy: Here’s Why Most Families Need a Plan
Published 04/25/2025 by SuperMoney Team
Estate planning and advance care planning aren’t just for the wealthy or elderly. Setting up legal documents like a will, durable power of attorney, and advance directives ensures your wishes are honored and eases the burden on your loved ones during tough times. Here’s how to get started.

Supercharge Your Emergency Fund: Use a Roth IRA to Earn Tax-Free HYSA-Level Returns
Published 04/22/2025 by SuperMoney Team
Discover how using a Roth IRA as an emergency fund can provide tax-free growth and withdrawals, potentially outperforming high-yield savings accounts after taxes. Learn the benefits, considerations, and steps to implement this strategy effectively.

Roth IRA vs. Traditional IRA vs. Brokerage Account: Which is Right for You?
Published 04/17/2025 by SuperMoney Team
Trying to decide between a Roth IRA, traditional IRA, or a taxable brokerage account? Each offers a different mix of tax benefits, flexibility, and long-term growth potential. This guide breaks down when a Roth IRA makes the most sense — and when a traditional IRA or brokerage account might be the better play for your goals.
