A record-high share of U.S. households are now making only minimum payments on their credit cards, reflecting growing financial stress as inflation and borrowing costs remain elevated.

Estate planning and advance care planning aren’t just for the wealthy or elderly. Setting up legal documents like a will, durable power of attorney, and advance directives ensures your wishes are honored and eases the burden on your loved ones during tough times. Here’s how to get started.

Discover how using a Roth IRA as an emergency fund can provide tax-free growth and withdrawals, potentially outperforming high-yield savings accounts after taxes. Learn the benefits, considerations, and steps to implement this strategy effectively.

Trying to decide between a Roth IRA, traditional IRA, or a taxable brokerage account? Each offers a different mix of tax benefits, flexibility, and long-term growth potential. This guide breaks down when a Roth IRA makes the most sense — and when a traditional IRA or brokerage account might be the better play for your goals.

SuperMoney made the Financial Times’ 2025 list of Fastest Growing Companies in the Americas for the second year in a row. Ranked #164, the company posted an impressive 276.9% absolute growth and a 55.6% compound annual growth rate from 2020 to 2023.

Home affordability in America is slipping further out of reach. In many states, the average family needs to earn far more than the median income to afford a home. This article breaks down what it takes to buy a home in each state—and how far off many households are from reaching that number.

Rocket Companies is acquiring Mr. Cooper Group in an all-stock deal valued at $9.4 billion. The move will create a mortgage servicing giant responsible for managing roughly one in every six U.S. home loans, positioning Rocket as a one-stop shop for the full homeownership journey.

Failing to file your taxes or falling behind on tax debt doesn’t just trigger IRS penalties—it can seriously disrupt your life. From being denied a student loan or mortgage to risking your immigration status or passport, the hidden costs of tax trouble are far-reaching and often overlooked.

Want your tax refund ASAP? These 10 smart tax filing tips from the IRS can help you avoid common errors and delays. From e-filing to checking your digital asset question, following these steps can get your refund in your hands faster.

Many marketers exaggerate claims about gold as a tax loophole, often suggesting that a supposed tax advantage may soon disappear. However, gold is simply treated like any other asset in an IRA—there’s no unique loophole. While gold held in a self-directed IRA offers tax benefits, strict IRS rules apply. Outside of an IRA, gold is taxed as a collectible, often at higher rates than stocks. Gold ETFs and mining stocks generally receive better tax treatment than physical gold. If tax efficiency is your goal, a broad stock index fund in a Roth IRA is a better long-term strategy than investing in gold.