Skip to content

SuperMoney: Budgeting AI

Financial calm, Finally.

Get
SuperMoney Team avatar image

SuperMoney Team

articles from SuperMoney

2028 posts

SuperMoney Makes 2025 FT Fastest Growing Companies List for Second Year in a Row

Published 04/15/2025 by SuperMoney Team

SuperMoney made the Financial Times’ 2025 list of Fastest Growing Companies in the Americas for the second year in a row. Ranked #164, the company posted an impressive 276.9% absolute growth and a 55.6% compound annual growth rate from 2020 to 2023.

Home affordability in America is slipping further out of reach. In many states, the average family needs to earn far more than the median income to afford a home. This article breaks down what it takes to buy a home in each state—and how far off many households are from reaching that number.

Rocket Companies is acquiring Mr. Cooper Group in an all-stock deal valued at $9.4 billion. The move will create a mortgage servicing giant responsible for managing roughly one in every six U.S. home loans, positioning Rocket as a one-stop shop for the full homeownership journey.

Failing to file your taxes or falling behind on tax debt doesn’t just trigger IRS penalties—it can seriously disrupt your life. From being denied a student loan or mortgage to risking your immigration status or passport, the hidden costs of tax trouble are far-reaching and often overlooked.

Want your tax refund ASAP? These 10 smart tax filing tips from the IRS can help you avoid common errors and delays. From e-filing to checking your digital asset question, following these steps can get your refund in your hands faster.

The Truth about Gold Investing and IRS Loopholes

Published 03/21/2025 by SuperMoney Team

Many marketers exaggerate claims about gold as a tax loophole, often suggesting that a supposed tax advantage may soon disappear. However, gold is simply treated like any other asset in an IRA—there’s no unique loophole. While gold held in a self-directed IRA offers tax benefits, strict IRS rules apply. Outside of an IRA, gold is taxed as a collectible, often at higher rates than stocks. Gold ETFs and mining stocks generally receive better tax treatment than physical gold. If tax efficiency is your goal, a broad stock index fund in a Roth IRA is a better long-term strategy than investing in gold.

Did you forget to file your 2021 tax return? You might be leaving free money on the table. The IRS recently announced that more than $1 billion in unclaimed tax refunds are still available—but time is running out to claim your share. If you’re one of the estimated 1,142,000 taxpayers owed money, you must file your 2021 return by **April 15, 2025**, or your refund disappears for good. Don’t miss out on what could be a significant windfall—act now!

The IRS typically processes most electronic tax refunds within 21 days, while paper returns take 6 to 8 weeks to process before a refund is issued.

Elon Musk has expressed interest in a proposal that would return 20% of federal budget savings to taxpayers through “DOGE dividend” checks. If successful, this initiative could distribute up to $400 billion—approximately $5,000 per taxpaying household. However, budget experts caution that the plan would require congressional approval, and legal challenges could complicate its implementation. Additionally, Musk argues that returning money to taxpayers could offset the deflationary effects of spending cuts and support economic growth.

If you’re planning to buy a home or refinance, you’ve probably noticed that mortgage rates aren’t what they used to be. Just a few years ago, rates below 3% were common, but today, most borrowers are looking at rates well above 6%. What’s driving this change, and what does it mean for homebuyers and homeowners in 2025? Let’s break it down.

Newer postsOlder posts