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Best Mortgage Lenders For Bad Credit | August 2021

Qualifying for a mortgage with bad credit is possible, even when you are a first-time homebuyer. We have done all the heavy-lifting for you and found the best mortgage lenders for borrowers with low credit scores.

Low credit scores can impact your ability to work with a mortgage lender. If you have bad credit, it is likely due to missed payments, late payments, or high levels of debt. That can make it hard to get approved for a home loan.

However, many mortgage lenders will work with clients who have a poor credit score.

We have researched hundreds of lenders and created a list of the best mortgage lenders for borrowers with poor credit (including first-time homebuyers who have bad credit). We also discuss how to raise your credit score over time, and what credit score you should aspire to if you want to take advantage of the best mortgage options. Rest assured, it is still possible to get a home loan with bad credit if you choose the right option. Let's get started.