New Jersey Manufacturers Auto Insurance
New Jersey Manufacturers Auto Insurance
in Car Insurance from New Jersey Manufacturers

New Jersey Manufacturers Auto Insurance

in Car Insurance from New Jersey Manufacturers
SuperMoney Net Recommendation Score +8  


This product is mostly recommended by SuperMoney users with a score of +8, equating to 3.2 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Financial Strength Rating A+
Number of Reviews 13

New Jersey Manufacturers Auto Insurance Review

New Jersey Manufacturers is a car insurance carrier based in West Trenton, NJ. The insurance company was founded in 1913 and offers car insurance in 2 states in the USA.

If you're considering whether New Jersey auto insurance is a good option for you, read on.

New Jersey auto insurance Pros & Cons

Pros Cons
  • 24/7 Phone availability
  • Digital claims reporting
  • Emergency roadside assistance
  • Rental car coverage
  • Generous with policy discounts
  • No free policy cancellation
  • No locally available agents
  • No accident forgiveness
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage

New Jersey auto insurance FAQ

What types of car insurance coverage options does New Jersey auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. New Jersey auto insurance offers the following types of car insurance coverage options:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 
  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another vehicle or property when at fault in an accident.
  • Uninsured Motorist Coverage: The uninsured motorist rider covers the damages caused by a negligent driver who doesn't have an insurance policy.
  • Underinsured Motorist Coverage: This covers the damages caused by a driver who is at-fault but whose liability limits don't cover all the property damages and medical expenses of the accident.
  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your vehicle after an accident. If you have an auto lease, the lender may require you buy collision insurance.
  •  Comprehensive Coverage:If your vehicle is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.
  • Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most insurance policies will also cover funeral expenses.
  • Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.

New Jersey auto insurance customers can also add the following riders or endorsements to their insurance policies:

  • Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
  • Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does New Jersey auto insurance have roadside assistance?

Emergency Roadside Service available. Yes, New Jersey Manufacturers offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does New Jersey auto insurance offer ridesharing insurance?

No, New Jersey auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does New Jersey auto insurance offer?

New Jersey auto insurance offers the following benefits to its customers:

  • 24/7 Phone Availability: Customer service is staffed around the clock.
  • Digital Claims Reporting: Never fax or mail a document again.
  • Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

What insurance discounts does New Jersey auto insurance offer?

When you ask for an insurance quote with New Jersey auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
  • Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
  • Internal Safety Features: New Jersey auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with New Jersey auto insurance.

How does New Jersey Manufacturers calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and New Jersey Manufacturers is no exception. However, you can be confident that New Jersey auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does New Jersey auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a New Jersey auto insurance insurance quote

  • Visit the New Jersey Manufacturers website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From New Jersey auto insurance

Insurance is our business. Service is our passion. That's what sets us apart in an industry where the most important job is to be there for people when they need help the most. Leading, independent consumer publications repeatedly recognize our commitment to customer and claims satisfaction. At our core, we're simply people devoted to helping people. NJM offers auto, homeowners, condo, renters, and personal umbrella insurance policies to Connecticut, New Jersey, Ohio, and Pennsylvania residents.

Whether your car is something that gets you from point A to point B or it's your prized possession, you need to insure it with a company you trust. For more than 100 years, our most important job has been to serve our customers. That's why 93% of our customers renew with us each year.

Message From Our Editor

What we love about New Jersey Manufacturer’s Insurance

New Jersey Manufacturer’s Insurance offers a variety of personal and commercial insurance policies, including auto and homeowners coverage. If you need multiple types of insurance, bundling through New Jersey Manufacturer's Insurance could help you save money.

The company is known for its competitive rates and it also pays out dividends to policyholders based on the company’s finances, which could save you even more money.

All of New Jersey Manufacturer's Insurance auto policies include roadside assistance and the insurer is known for providing good customer service, which is important in an industry like insurance.

What could New Jersey Manufacturer’s Insurance do better?

The greatest downside of working with New Jersey Manufacturer's Insurance is that it has a limited service area. You can only buy coverage if you live in New Jersey, New York, or Pennsylvania. Outside of those states, you won’t be able to buy coverage.

Additionally, if you live in New Jersey, you have to meet eligibility requirements such as working for specific employers. These employers include federal, state, and local governments, a public school, or a member of the New Jersey Business & Industry Association.

New Jersey Manufacturer’s Insurance’s backstory

New Jersey Manufacturers Casualty Insurance Co. started in 1913 as a company offering workers’ compensation coverage to businesses in the state of New Jersey. In 1921, it rebranded to its current name and started selling personal and commercial auto and home insurance.

The Verdict

If you live in one of the covered states and meet other eligibility requirements, New Jersey Manufacturer's Insurance is a good choice of insurer. You can get low rates and high-quality customer service. If you’re outside of the company’s service area, you’ll have to settle for insurance from another company.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 9:00pm
  • Tuesday 7:00am - 9:00pm
  • Wednesday 7:00am - 9:00pm
  • Thursday 7:00am - 9:00pm
  • Friday 7:00am - 9:00pm
  • Saturday Closed

Other Services by New Jersey Manufacturers


  Available in 2 states
  • New Jersey
  • Pennsylvania

Feature Breakdown

Policy Discounts
  • Defensive Driver / Safety Course
  • Good Student
  • Homeowner
  • Multiple Vehicles
  • Student Away at School
  • Young Driver Training
Vehicle and Equipment Discounts
  • Anti-Lock Brake System
  • Anti-Theft Devices
  • Internal Safety Features (Air Bags / Seat Belts)
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Underinsured Motorist
  • Uninsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Financial Strength Rating A+
Carrier Features
  • 24/7 Phone Availability
  • Digital Claims Reporting
  • Mechanical / Auto Body Repair Network

New Jersey Manufacturers Auto Insurance Community Reviews


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This product is mostly recommended by SuperMoney users with a score of +8, equating to 3.2 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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