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Last Updated: 04/18/2025

Austin Telco Auto Loans

in Auto Loans from Austin Telco Federal Credit Union

Last Updated: 04/18/2025

Austin Telco Federal Credit Union logo
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Amount Range

N/A

APR (Variable APR)

5.99% - 7.19%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 78
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Austin Telco Auto Loans Review

Austin Telco Auto Loans is offered by Austin Telco Federal Credit Union, a credit union founded in 1941 and based in Austin, TX. austin telco auto loans are available in 1 state.

austin telco auto loans FAQ

What APR does austin telco auto loans offer on its car loans?

austin telco auto loans offers a variable APR car loan product that ranges from 5.99% APR up to 7.19% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with austin telco auto loans?

austin telco auto loans has car loans with a maximum term of 78 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does austin telco auto loans charge an origination fee?

Yes, austin telco auto loans may charge a loan origination fee .

Does austin telco auto loans charge a late fee?

Yes, austin telco auto loans charges borrowers with a late payment penatly fee

Does austin telco auto loans charge prepayment fees?

Yes, austin telco auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my austin telco auto loans loan?

Yes, you can. However, austin telco auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Austin Telco Auto Loans?

Austin Telco Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Austin Telco Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Austin Telco Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Austin Telco Auto Loans report your account activity to credit bureaus?

Yes, Austin Telco Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Austin Telco Federal Credit Union perform a hard credit pull?

Yes, austin telco auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is austin telco federal credit union a legit company?

austin telco federal credit union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

11149 Research Blvd
Austin, TX 78759
(800) 252-1310
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 12:00PM

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