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Last Updated: 04/18/2025

Automotive Credit

in Auto Loans from Automotive Credit Corporation

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

500 - 700

Loan Term (Months)

N/A
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Automotive Credit Review

Automotive Credit is offered by Automotive Credit Corporation, a financial services company founded in 1992 and based in Southfield, MI. Automotive Credit corporation are available in 10 states.

Automotive Credit corporation FAQ

What APR does Automotive Credit corporation offer on its car loans?

Automotive Credit corporation offers a fixed apr car loan product but they do not disclose their rates. Interest rates vary by state.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Automotive Credit corporation charge an origination fee?

Yes, Automotive Credit corporation may charge a loan origination fee .

Does Automotive Credit corporation charge a late fee?

Yes, Automotive Credit corporation charges borrowers with a late payment penatly fee

Does Automotive Credit corporation charge prepayment fees?

No, Automotive Credit corporation will not charge you a fee for paying your loan early. Whenever possible choose lenders like Automotive Credit corporation that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Automotive Credit corporation loan?

Yes, you can. Automotive Credit corporation does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Automotive Credit?

Applicants with a credit score of at least 500 and up to 700 may be eligible for Automotive Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Automotive Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Automotive Credit.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Automotive Credit report your account activity to credit bureaus?

Yes, Automotive Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Automotive Credit Corporation perform a hard credit pull?

Yes, Automotive Credit corporation performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Automotive Credit Corporation a legit company?

Automotive Credit Corporation was founded in 1992, it is a well-established company that has been in business for 34 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Automotive Credit corporation

If you have received a letter requesting proof of insurance on your vehicle financed with Automotive Credit Corporation, we encourage you to act quickly. The terms of your contract require you to have comprehensive and collision insurance for the life of your contract. Borrowers without proof of current insurance on file will have the cost of a total loss protection insurance policy added to their monthly payment. Briefly, total loss protection insurance protects Automotive Credit Corporation from uninsured loss should your vehicle be totaled or lost. However, it does not cover you and is no substitute for traditional insurance. Automotive Credit Corporation uses a system to track and monitor the insurance status of our contracts. If you have received a letter asking for proof of insurance, please send in your documentation as soon as possible to avoid any inconvenience.

Contact

Headquarters

26261 EVERGREEN RD
#300
Southfield, MI 48076
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 8:00AM
Tuesday
9:00AM - 8:00AM
Wednesday
9:00AM - 8:00AM
Thursday
9:00AM - 8:00AM
Friday
9:00AM - 7:00AM
Saturday
10:00AM - 4:00AM

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