Automotive Credit

Automotive Credit

in Auto Loans from Automotive Credit Corporation


Automotive Credit


in Auto Loans from Automotive Credit Corporation

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Loan Amount N/A
APR  (Fixed APR) N/A
Credit Score Range 500 - 700
Loan Term N/A months

Automotive Credit Review

Automotive Credit is an auto purchase finance offering by Automotive Credit Corporation, based in Southfield, MI. Founded in 1992, Automotive Credit Corporation offers auto loans in 10 states across the USA.

What APR does Automotive Credit offer on its auto loans?

Automotive Credit offers a fixed APR auto loan product but they do not disclose their rates. Interest rates vary by state.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Automotive Credit charge an origination fee?

Yes, Automotive Credit may charge a loan origination fee.

Does Automotive Credit charge a late fee?

Yes, Automotive Credit charges borrowers with a late payment penatly fee

Does Automotive Credit charge prepayment fees?

No, Automotive Credit will not charge you a fee for paying your loan early. Whenever possible choose lenders like Automotive Credit that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Automotive Credit?

Applicants with a credit score of at least 500 can apply for a loan via Automotive Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

Does Automotive Credit report loan payments to credit bureaus?

Automotive Credit may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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  • Headquarters
  •   26261 EVERGREEN RD
    Southfield, MI 48076
  •   Visit Site

About Automotive Credit


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 10 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Illinois
  • Indiana
  • Michigan
  • Nevada
  • New York
  • Ohio

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 500 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
  • Social Security Number
  • U.S. Tax Identification Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)

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