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Autopay Auto Loan

in Auto Loans from Autopay

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Autopay Auto Loan

Claimed

in Auto Loans from Autopay

SuperMoney Net Recommendation Score -82% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
20 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $2,500 - $100,000
APR 1.99% - 15.99%
Credit Score Range 620 - 850
Loan Term Up to 84 months
Number of Reviews 22

Autopay Auto Loan Review

Autopay Auto Loan is an auto purchase finance offering by Autopay, based in Denver, CO. Founded in 2007, Autopay offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Autopay Auto Loan?

Autopay Auto Loan auto loan amounts start at $2,500 and go up to $100,000.

What APR does Autopay Auto Loan offer on its auto loans?

Autopay Auto Loan offers an auto loan product that ranges from 1.99% APR up to 15.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Autopay Auto Loan?

Autopay Auto Loan has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Autopay Auto Loan charge an origination fee?

Yes, Autopay Auto Loan may charge a loan origination fee.

Does Autopay Auto Loan charge a late fee?

Yes, Autopay Auto Loan charges borrowers with a late payment penatly fee

Does Autopay Auto Loan charge prepayment fees?

No, Autopay Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Autopay Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Autopay Auto Loan?

Applicants with a credit score of at least 620 can apply for a loan via Autopay Auto Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Autopay Auto Loan? Autopay Auto Loan will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

Does Autopay Auto Loan report loan payments to credit bureaus?

Autopay Auto Loan may report credit data to the following credit reporting agencies:

  • Experian
  • Transunion
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Contact

  • Headquarters
  •   1147 N Broadway
    Denver, CO 80203 USA
  •   Visit Site

Message from Autopay

We aren’t satisfied with business-as-usual in car lending because we’ve been on the inside and seen countless ways to make lending better. That’s why AUTOPAY is leading the way to more transparent, fair, easy and friendly car loans for all (it also feels great to help people save money).

Other Services by Autopay

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 620 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $24,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $2.5K - $100K
Loan Term Up to 84
APR 1.99% - 15.99%

Autopay Auto Loan Community Reviews

 
 

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