Autopay Auto Loan Review

Autopay Auto Loan is an auto purchase finance offering by Autopay, based in Denver, CO. Founded in 2007, Autopay offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Autopay Auto Loan?

Autopay Auto Loan auto loan amounts start at $2,500 and go up to $100,000.

What APR does Autopay Auto Loan offer on its auto loans?

Autopay Auto Loan offers an auto loan product that ranges from 1.99% APR up to 15.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Autopay Auto Loan?

Autopay Auto Loan has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Autopay Auto Loan charge an origination fee?

Yes, Autopay Auto Loan may charge a loan origination fee.

Does Autopay Auto Loan charge a late fee?

Yes, Autopay Auto Loan charges borrowers with a late payment penatly fee

Does Autopay Auto Loan charge prepayment fees?

No, Autopay Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Autopay Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Autopay Auto Loan loan?

Yes, you can. Autopay Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What are the Autopay Auto Loan auto loan requirements?

Applicants with a credit score of at least 620 can apply for a loan via Autopay Auto Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via Autopay Auto Loan? Autopay Auto Loan will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

Does Autopay Auto Loan report loan payments to credit bureaus?

Autopay Auto Loan may report credit data to the following credit reporting agencies:

• Experian
• Transunion