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  Axos Bank Auto Loans

Axos Bank Auto Loans

in Auto Loans from Axos Bank

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Axos Bank Auto Loans

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in Auto Loans from Axos Bank

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Highlights
Highlights
Loan Amount $8,500 - $90,000
APR  (Fixed APR) 4.45% - 18%
Credit Score Range 680 - 850
Loan Term 12 - 84 months

Axos Bank Auto Loans Review

Axos Bank Auto Loans is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Auto Loans is offered in 50 states (and Washington, DC).

How much can you borrow via Axos Bank Auto Loans?

Axos Bank Auto Loans auto loan amounts start at $8,500 and go up to $90,000.

What APR does Axos Bank Auto Loans offer on its auto loans?

Axos Bank Auto Loans offers a fixed APR auto loan product that ranges from 4.45% APR up to 18% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Axos Bank Auto Loans?

Axos Bank Auto Loans has auto loans with terms ranging from 12 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Axos Bank Auto Loans charge an origination fee?

Yes, Axos Bank Auto Loans may charge a loan origination fee.

Does Axos Bank Auto Loans charge a late fee?

Yes, Axos Bank Auto Loans charges borrowers with a late payment penatly fee

Does Axos Bank Auto Loans charge prepayment fees?

No, Axos Bank Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Axos Bank Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Axos Bank Auto Loans loan?

Yes, you can. Axos Bank Auto Loans does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Axos Bank Auto Loans?

Applicants with a credit score of at least 680 and up to 850 are eligible for Axos Bank Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Axos Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Axos Bank Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Axos Bank Auto Loans. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Loan payoff statements
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

What is the estimated funding time for an auto loan via Axos Bank Auto Loans?

Axos Bank Auto Loans will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 10 business days of approval.

Does Axos Bank Auto Loans report your account activity to credit bureaus?

Axos Bank Auto Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   4350 La Jolla Village Drive
    Suite 140
    San Diego, CA 92122
  •   Visit Site

Hours of Operation

  • Sunday 12:00pm - 12:00pm
  • Monday 12:00pm - 12:00pm
  • Tuesday 12:00pm - 12:00pm
  • Wednesday 12:00pm - 12:00pm
  • Thursday 12:00pm - 12:00pm
  • Friday 12:00pm - 12:00pm
  • Saturday 12:00pm - 12:00pm

Other Services by Axos Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Mileage 125,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Joint Loan Applications Accepted
  • Co-borrower
Verification Documents Required
  • Government Issued Photo ID
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Income
  • Proof of Insurance
  • Social Security Number
  • Driver License (or other photo ID)
Loan Amount $8.5K - $90K
Loan Term 12 - 84 months
APR (Fixed APR) 4.45% - 18%

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