Last Updated: 04/18/2025
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Highlights
Amount Range
$8,500 - $90,000
APR (Fixed APR)
4.45% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
680 - 850
Loan Term (Months)
12 - 84
Axos Bank Auto Loans Review
Axos Bank Auto Loans is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank auto loans are available in 50 states and Washington, DC.
Axos Bank auto loans FAQ
How much can you borrow via Axos Bank auto loans?
Axos Bank auto loans loan amounts start at $8,500 and go up to $90,000.
What APR does Axos Bank auto loans offer on its car loans?
Axos Bank auto loans offers a fixed apr car loan product that ranges from 4.45% APR up to 18% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Axos Bank auto loans?
Axos Bank auto loans has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Axos Bank auto loans charge an origination fee?
Yes, Axos Bank auto loans may charge a loan origination fee .
Does Axos Bank auto loans charge a late fee?
Yes, Axos Bank auto loans charges borrowers with a late payment penatly fee
Does Axos Bank auto loans charge prepayment fees?
No, Axos Bank auto loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Axos Bank auto loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Axos Bank auto loans loan?
Yes, you can. Axos Bank auto loans does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Axos Bank Auto Loans?
Applicants with a credit score of at least 680 and up to 850 may be eligible for Axos Bank Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Axos Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Axos Bank Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Loan payoff statements
- Proof of income
- Proof of insurance
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
What is the estimated funding time for a car loan via Axos Bank auto loans?
Axos Bank auto loans will typically fund the car loan within 10 business days of approval.Does Axos Bank Auto Loans report your account activity to credit bureaus?
Yes, Axos Bank Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Axos Bank perform a hard credit pull?
Yes, Axos Bank auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Axos Bank a legit company?
Axos Bank was founded in 2000, it is a well-established company that has been in business for 26 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from Axos Bank auto loans
Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM