Boro Auto Loan
Boro Auto Loan
in Auto Loans from Westbon Inc.

Boro Auto Loan

in Auto Loans from Westbon Inc.
Net Recommendation Score 0  


This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Community Rating

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Credit Score Range 300 - 850
Loan Amount $5,000 - $60,000
APR  (Fixed APR) 4.49% - 13.99%
Loan Term (Months) 12 - 60 months

Boro Auto Loan Review

Boro Auto Loan is offered by Westbon Inc., a direct lender founded in 2015 and based in Chicago, IL. Boro Auto Loan are available in 31 states across the USA.

Boro FAQ

How much can you borrow via Boro?

Boro loan amounts start at $5,000 and go up to $60,000.

What APR does Boro offer on its car loans?

Boro offers a fixed apr car loan product that ranges from 4.49% APR up to 13.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Boro?

Boro has car loans with terms ranging from 12 to 60 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Boro charge an origination fee?

Yes, Boro may charge a loan origination fee of 0% to 1.99% of the auto loan amount. Boro deducts the fee directly from your auto loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Boro charge a late fee?

Yes, Boro charges borrowers with a late payment penatly fee of up to $15, which is triggered if you're 15 days late.

Does Boro charge prepayment fees?

No, Boro will not charge you a fee for paying your loan early. Whenever possible choose lenders like Boro that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Boro loan?

Yes, you can. Boro does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Boro Auto Loan?

When it comes to credit scores, Westbon Inc. doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Boro Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Boro Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Boro Auto Loan product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Boro Auto Loan. An uncommon feature is for lenders to offer their services to non-residents. Westbon Inc. is one of the few that does.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Driver's license

What is the estimated funding time for a car loan via Boro?

Boro will typically fund the car loan within 2 business days of approval.

Does Boro Auto Loan report your account activity to credit bureaus?

Yes, Boro Auto Loan reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Westbon Inc. a legit company?

Boro Auto Loan was founded in 2015. It is an established company with approximately 35 employees that has been in business for 8 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From Boro

We offer auto loans to international students and expats without SSN or credit history required.


  • Headquarters
  •   500 W Madison St, Suite 1000B, Chicago, IL, 60661
    Chicago, IL 60654 USA
  •   Visit Site
  • Email Support

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Westbon Inc.


  Available in 31 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Massachusetts
  • Michigan
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount $15
Late Fee Grace Period 15 days
No Prepayment Fee
Origination Fee (%) 0% - 1.99%
Checking Account Required
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Joint Loan Applications Accepted
  • Cosigner
  • Individual Applications
Maximum Mileage 70,000
Maximum Vehicle Age 7
Military Status
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • TransUnion
Customizable Payment Dates
Funding Time Range 1 - 2 days
Payment Options
  • Automatic Payments
  • Check by mail
APR Type Fixed APR
Loan Amount $5,000 - $60,000
APR (Fixed APR) 4.49% - 13.99%
Loan Term 12 - 60 months

Boro Auto Loan Community Reviews


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This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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