Capital Bank Auto Loan

Capital Bank Auto Loan Review

Capital Bank Auto Loan is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Auto Loan is available in 1 state across the USA.

What APR does Capital Bank Auto Loan offer on its car loans?

Capital Bank Auto Loan offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Capital Bank Auto Loan charge an origination fee?

Yes, Capital Bank Auto Loan may charge a loan origination fee.

Does Capital Bank Auto Loan charge a late fee?

Yes, Capital Bank Auto Loan charges borrowers with a late payment penatly fee

Does Capital Bank Auto Loan charge prepayment fees?

Yes, Capital Bank Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Capital Bank Auto Loan loan?

Yes, you can. However, Capital Bank Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Capital Bank Auto Loan?

Capital Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Capital Bank Auto Loan only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Capital Bank Auto Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Does Capital Bank Auto Loan report your account activity to credit bureaus?

Yes, Capital Bank Auto Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.