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Last Updated: 04/18/2025

Capital Bank Auto Loan

in Auto Loans from Capital Bank Of Texas

Last Updated: 04/18/2025

Capital Bank Auto Loan logo
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Capital Bank Auto Loan Review

Capital Bank Auto Loan is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Auto Loan are available in 1 state.

Capital Bank Auto Loan FAQ

What APR does Capital Bank Auto Loan offer on its car loans?

Capital Bank Auto Loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Capital Bank Auto Loan charge an origination fee?

Yes, Capital Bank Auto Loan may charge a loan origination fee .

Does Capital Bank Auto Loan charge a late fee?

Yes, Capital Bank Auto Loan charges borrowers with a late payment penatly fee

Does Capital Bank Auto Loan charge prepayment fees?

Yes, Capital Bank Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Capital Bank Auto Loan loan?

Yes, you can. However, Capital Bank Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Capital Bank Auto Loan?

Capital Bank Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Capital Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Capital Bank Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Capital Bank Auto Loan report your account activity to credit bureaus?

Yes, Capital Bank Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Capital Bank Of Texas perform a hard credit pull?

Yes, Capital Bank Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Capital Bank Of Texas a legit company?

Capital Bank Of Texas was founded in 1965, it is a well-established company that has been in business for 61 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from Capital Bank Auto Loan

Whether you’re looking for a new vehicle or are in the need of a personal loan for extra cash, we can help. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to you meeting specific underwriting requirements and final approval will be based upon you satisfying those requirements.

Contact

Headquarters

10304 I-10 East, Houston, TX 77029
Houston, TX 77029
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Email Support

Hours of Operation

Sunday
12:00AM - 12:00AM
Monday
9:00AM - 4:00AM
Tuesday
9:00AM - 4:00AM
Wednesday
9:00AM - 4:00AM
Thursday
9:00AM - 4:00AM
Friday
9:00AM - 6:00AM
Saturday
8:00AM - 12:00PM

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