Capital One Auto Finance
in Auto Loans from Capital One Auto FinanceUnaffiliated
Capital One Auto FinanceUnaffiliated
in Auto Loans from Capital One Auto Finance
Strongly not recommended
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Where does Capital One Auto Finance do business?
Capital One Auto Finance is a bank based in Plano, TX. It was founded in 1998 and offers auto loans in 50 states (and Washington, DC).
How much can you borrow via Capital One Auto Finance?
Capital One Auto Finance auto loan amounts start at $4,000 and go up to $40,000.
What APR does Capital One Auto Finance offer on its auto loans?
Capital One Auto Finance offers a fixed APR auto loan product that ranges from 3.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Capital One Auto Finance?
Capital One Auto Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Capital One Auto Finance charge an origination fee?
Yes, Capital One Auto Finance may charge a loan origination fee.
Does Capital One Auto Finance charge a late fee?
Yes, Capital One Auto Finance charges borrowers with a late payment penatly fee
Does Capital One Auto Finance charge prepayment fees?
No, Capital One Auto Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Capital One Auto Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Capital One Auto Finance?
Applicants with a credit score of at least 550 can apply for a loan via Capital One Auto Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Capital One Auto Finance?
Capital One Auto Finance will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|No Prepayment Fee|
|Credit Score Range||
550 - 850
|Immigration Status Considered||
|Minimum Annual Income||$18,000|
|Employment Statuses Considered||
|Maximum Vehicle Age||10|
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$4K - $40K|
|Loan Term (Months)||Up to 72|
|APR (Fixed APR)||Starting at 3.99%|