CarFinance.com Auto Loan

CarFinance.com Auto Loan Review

CarFinance.com Auto Loan is no longer available to new customers on SuperMoney. Click here to compare Auto Loans and quickly find the best options for your needs.

CarFinance.com Auto Loan is offered by CarFinance.com, a marketplace lending platform founded in 1996 and based in Irvine, CA. CarFinance.com Auto Loan are available in 47 states (and Washington, DC).

CarFinance auto loan FAQ

How much can you borrow via CarFinance auto loan?

CarFinance auto loan loan amounts start at $7,500 and go up to $45,000.

What APR does CarFinance auto loan offer on its car loans?

CarFinance auto loan offers a fixed apr car loan product that ranges from 7.99% APR up to 14.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with CarFinance auto loan?

CarFinance auto loan has car loans with terms ranging from 12 to 72 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does CarFinance auto loan charge an origination fee?

Yes, CarFinance auto loan may charge a loan origination fee.

Does CarFinance auto loan charge a late fee?

Yes, CarFinance auto loan charges borrowers with a late payment penatly fee

Does CarFinance auto loan charge prepayment fees?

No, CarFinance auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like CarFinance auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my CarFinance auto loan loan?

Yes, you can. CarFinance auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for CarFinance.com Auto Loan?

Applicants with a credit score of at least 525 and up to 850 may be eligible for CarFinance.com Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CarFinance.com Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. CarFinance.com Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via CarFinance.com Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via CarFinance auto loan?

CarFinance auto loan will typically approve (or deny) a car loan application within 1 hour and fund the car loan within 7 business days of approval.

Is CarFinance.com a legit company?

CarFinance.com was founded in 1996, it is a well-established company that has been in business for 27 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.