Champion Credit Union Auto Loans

Champion Credit Union Auto Loans Review

Champion Credit Union Auto Loans is offered by champion credit union, a credit union founded in 1932 and based in Canton, NC. Champion Credit Union Auto Loans are available in 50 states (and Washington, DC).

champion auto loans FAQ

What APR does champion auto loans offer on its car loans?

champion auto loans offers a variable APR car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with champion auto loans?

champion auto loans has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does champion auto loans charge an origination fee?

Yes, champion auto loans may charge a loan origination fee.

Does champion auto loans charge a late fee?

Yes, champion auto loans charges borrowers with a late payment penatly fee

Does champion auto loans charge prepayment fees?

Yes, champion auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my champion auto loans loan?

Yes, you can. However, champion auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Champion Credit Union Auto Loans?

Champion Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Champion Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Champion Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Champion Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Champion Credit Union a legit company?

Champion Credit Union was founded in 1932, it is a well-established company that has been in business for 91 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.