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  Chase Auto Finance

Chase Auto Finance

in Auto Loans from Chase Bank

Claimed

Chase Auto Finance

Claimed

in Auto Loans from Chase Bank

SuperMoney Net Recommendation Score -52% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

4 users recommend
5 users are unsure
18 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $7,500 - $100,000
APR  (Fixed APR) 4.33% - 24.99%
Credit Score Range 650 - 850
Loan Term Up to 72 months
Number of Reviews 27

Chase Auto Finance Review

Chase Auto Finance is an auto purchase finance offering by Chase Bank, a bank based in New York, NY. Founded in 1877, Chase Bank offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Chase Auto Finance?

Chase Auto Finance auto loan amounts start at $7,500 and go up to $100,000.

What APR does Chase Auto Finance offer on its auto loans?

Chase Auto Finance offers a fixed APR auto loan product that ranges from 4.33% APR up to 24.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Chase Auto Finance?

Chase Auto Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Chase Auto Finance charge an origination fee?

Yes, Chase Auto Finance may charge a loan origination fee.

Does Chase Auto Finance charge a late fee?

Yes, Chase Auto Finance charges borrowers with a late payment penatly fee

Does Chase Auto Finance charge prepayment fees?

Yes, Chase Auto Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Chase Auto Finance loan?

Yes, you can. However, Chase Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What are the Chase Auto Finance auto loan requirements?

Applicants with a credit score of at least 650 can apply for a loan via Chase Auto Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Chase Auto Finance? Chase Auto Finance will typically fund the loan within 7 business days of approval.

CHASE AUTO FINANCE Disclosure: "Annual Percentage Rates (APR) shown are determined based on the selected dealer state and an estimated loan-to-value ratio of 100%. Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 10
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $100K
Loan Term Up to 72
APR (Fixed APR) 4.33% - 24.99%

Chase Auto Finance Community Reviews

 
 

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