Chase Auto Finance
in Auto Loans from Chase BankClaimed
Chase Auto FinanceClaimed
in Auto Loans from Chase Bank
Strongly not recommended
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Chase Auto Finance Review
Chase Auto Finance is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Auto Finance is available in 50 states (and Washington, DC).
How much can you borrow via Chase Auto Finance?
Chase Auto Finance auto loan amounts start at $7,500 and go up to $100,000.
What APR does Chase Auto Finance offer on its auto loans?
Chase Auto Finance offers a fixed APR auto loan product that ranges from 4.33% APR up to 24.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Chase Auto Finance?
Chase Auto Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Chase Auto Finance charge an origination fee?
Yes, Chase Auto Finance may charge a loan origination fee.
Does Chase Auto Finance charge a late fee?
Yes, Chase Auto Finance charges borrowers with a late payment penatly fee
Does Chase Auto Finance charge prepayment fees?
Yes, Chase Auto Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Chase Auto Finance loan?
Yes, you can. However, Chase Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for Chase Auto Finance?Applicants with a credit score of at least 650 and up to 850 are eligible for Chase Auto Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Chase Auto Finance does not have or does not disclose a minimum annual income eligibility requirement. Chase Auto Finance only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Chase Auto Finance. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for an auto loan via Chase Auto Finance?Chase Auto Finance will typically fund the loan within 7 business days of approval.
Other Services by Chase Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||U.S. Permanent Resident|
|Joint Loan Applications Accepted||Cosigner|
|Maximum Vehicle Age||10|
|Verification Documents Required||
|Credit Score Range||
650 - 850
|Loan Amount||$7,500 - $100,000|
|APR (Fixed APR)||4.33% - 24.99%|
|Loan Term||Up to 72 months|