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Last Updated: 04/18/2025

City National Bank Auto Loan

in Auto Loans from City National Bank of Texas

Last Updated: 04/18/2025

City National Bank of Texas logo
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Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

600 - 850

Loan Term (Months)

N/A

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City National Bank Auto Loan Review

City National Bank Auto Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank auto loan are available in 1 state.

City National Bank auto loan FAQ

What APR does City National Bank auto loan offer on its car loans?

City National Bank auto loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does City National Bank auto loan charge an origination fee?

Yes, City National Bank auto loan may charge a loan origination fee .

Does City National Bank auto loan charge a late fee?

Yes, City National Bank auto loan charges borrowers with a late payment penatly fee

Does City National Bank auto loan charge prepayment fees?

Yes, City National Bank auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my City National Bank auto loan loan?

Yes, you can. However, City National Bank auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for City National Bank Auto Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for City National Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
City National Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by City National Bank Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does City National Bank Auto Loan report your account activity to credit bureaus?

Yes, City National Bank Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does City National Bank of Texas perform a hard credit pull?

Yes, City National Bank auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is City National Bank of Texas a legit company?

City National Bank of Texas was founded in 1889, it is a well-established company that has been in business for 137 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from City National Bank auto loan

Ready for a new ride? Whether you want to buy a new or used car, we have the loan for you. Looking for a new ride? Visit with a loan officer at your nearest location today!

Contact

Headquarters

201 Connally Street
Sulphur Springs, TX 75482
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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