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  Community First Bank Auto Loans

Community First Bank Auto Loans

in Auto Loans from Community First Bank

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Community First Bank Auto Loans

Unaffiliated

in Auto Loans from Community First Bank

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APR  (Fixed APR) N/A
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Community First Bank Auto Loans Review

Community First Bank Auto Loans is offered by Community First Bank, a bank founded in 0 and based in New Iberia, LA. Community First Bank Auto Loans is available in 1 state across the USA.

Community First Bank Auto Loans FAQ

What APR does Community First Bank Auto Loans offer on its car loans?

Community First Bank Auto Loans offers a fixed APR car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Community First Bank Auto Loans charge an origination fee?

Yes, Community First Bank Auto Loans may charge a loan origination fee.

Does Community First Bank Auto Loans charge a late fee?

Yes, Community First Bank Auto Loans charges borrowers with a late payment penatly fee

Does Community First Bank Auto Loans charge prepayment fees?

Yes, Community First Bank Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Community First Bank Auto Loans loan?

Yes, you can. However, Community First Bank Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Community First Bank Auto Loans?

Community First Bank Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Community First Bank Auto Loans only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Bank Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Community First Bank Auto Loans report your account activity to credit bureaus?

Yes, Community First Bank Auto Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Community First Bank

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Supported Income Types
  • Payroll Check or Prepaid Card
Vehicle Type Auto
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion

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