Community First Bank Auto Loans Review

Community First Bank Auto Loans is offered by Community First Bank, a bank founded in 0 and based in New Iberia, LA. Community First Bank Auto Loans is available in 1 state across the USA.

What APR does Community First Bank Auto Loans offer on its auto loans?

Community First Bank Auto Loans offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Community First Bank Auto Loans charge an origination fee?

Yes, Community First Bank Auto Loans may charge a loan origination fee.

Does Community First Bank Auto Loans charge a late fee?

Yes, Community First Bank Auto Loans charges borrowers with a late payment penatly fee

Does Community First Bank Auto Loans charge prepayment fees?

Yes, Community First Bank Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Community First Bank Auto Loans loan?

Yes, you can. However, Community First Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for Community First Bank Auto Loans?

Community First Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Community First Bank Auto Loans only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Bank Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Does Community First Bank Auto Loans report your account activity to credit bureaus?

Yes, Community First Bank Auto Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.