Last Updated: 04/18/2025
Community First Credit Union New and Used Auto Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Auto Loan Offers
Compare auto loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 2.70%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
599 - 720
Loan Term (Months)
24 - 84
Community First Credit Union New and Used Auto Loans Review
Community First Credit Union New and Used Auto Loans is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First auto are available in 1 state.
Community First auto FAQ
What APR does Community First auto offer on its car loans?
Community First auto offers a fixed apr car loan product that ranges from 2.70% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Community First auto?
Community First auto has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Community First auto charge an origination fee?
Yes, Community First auto may charge a loan origination fee .
Does Community First auto charge a late fee?
Yes, Community First auto charges borrowers with a late payment penatly fee
Does Community First auto charge prepayment fees?
Yes, Community First auto does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Community First auto loan?
Yes, you can. However, Community First auto charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Community First Credit Union New and Used Auto Loans?
Applicants with a credit score of at least 599 and up to 720 may be eligible for Community First Credit Union New and Used Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Community First Credit Union New and Used Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Community First Credit Union New and Used Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Community First Credit Union New and Used Auto Loans report your account activity to credit bureaus?
Yes, Community First Credit Union New and Used Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Community First Credit Union perform a hard credit pull?
Yes, Community First auto performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Community First Credit Union a legit company?
Community First Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Community First auto
Hours of Operation
Sunday
Closed
Monday
10:00AM - 5:00AM
Tuesday
10:00AM - 5:00AM
Wednesday
10:00AM - 5:00AM
Thursday
10:00AM - 5:00AM
Friday
10:00AM - 5:00AM
Saturday
Closed