Question 1

What APR does Community First auto offer on its car loans?

Accepted Answer

Community First auto offers a fixed apr car loan product that ranges from 2.70% APR. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit... Learn More at SuperMoney.com

Question 2

What is the maximum auto loan term you can get with Community First auto?

Accepted Answer

Community First auto has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term... Learn More at SuperMoney.com

Question 3

Does Community First auto charge an origination fee?

Accepted Answer

Yes, Community First auto may charge a loan origination fee .

Question 4

Does Community First auto charge a late fee?

Accepted Answer

Yes, Community First auto charges borrowers with a late payment penalty fee

Question 5

Does Community First auto charge prepayment fees?

Accepted Answer

Yes, Community First auto does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Question 6

Can I pay off early my Community First auto loan?

Accepted Answer

Yes, you can. However, Community First auto charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

Question 7

What do you need to qualify for Community First Credit Union New and Used Auto Loans?

Accepted Answer

Applicants with a credit score of at least 599 and up to 720 may be eligible for Community First Credit Union New and Used Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Community First Credit Union New and Used Auto Loans does not have or does not... Learn More at SuperMoney.com

Question 8

Does Community First Credit Union New and Used Auto Loans report your account activity to credit bureaus?

Accepted Answer

Yes, Community First Credit Union New and Used Auto Loans reports to the following credit bureaus: Equifax, Experian, and TransUnion Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Question 9

Does Community First Credit Union perform a hard credit pull?

Accepted Answer

Yes, Community First auto performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer. Click here to get prequalified rates from multiple leading lenders without a hard credit... Learn More at SuperMoney.com

Question 10

Is Community First Credit Union a legit company?

Accepted Answer

Community First Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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