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Last Updated: 04/18/2025

Community 1st CU Recreational Vehicle Loans

in Auto Loans from Community First Credit Union

Last Updated: 04/18/2025

Community 1st CU Recreational Vehicle Loans logo
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Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

620 - 720

Loan Term (Months)

60 - 240
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Community 1st CU Recreational Vehicle Loans Review

Community 1st CU Recreational Vehicle Loans is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First auto are available in 1 state.

Community First auto FAQ

What APR does Community First auto offer on its car loans?

Community First auto offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Community First auto?

Community First auto has car loans with terms ranging from 60 to 240 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Community First auto charge an origination fee?

Yes, Community First auto may charge a loan origination fee .

Does Community First auto charge a late fee?

Yes, Community First auto charges borrowers with a late payment penatly fee

Does Community First auto charge prepayment fees?

Yes, Community First auto does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Community First auto loan?

Yes, you can. However, Community First auto charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Community 1st CU Recreational Vehicle Loans?

Applicants with a credit score of at least 620 and up to 720 may be eligible for Community 1st CU Recreational Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Community 1st CU Recreational Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Community 1st CU Recreational Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Community First Credit Union perform a hard credit pull?

Yes, Community First auto performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Community First Credit Union a legit company?

Community First Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Community 1st CU Recreational Vehicle Loans logo

Message from Community First auto

RV = Recreational Vehicle?  Or maybe it's Relaxing Vacation? We think those two go hand in hand, and we're here to help you with a purchase of any of the following vehicles that will help you achieve your vacation dreams: RVs (includes Trailers and 5th Wheels). Motorcycles & Scooters. Boats & Watercraft. Finance your loan LOCALLY, then hit the road (or the lake) and start relaxing!

Contact

Headquarters

1105 N Dutton Ave, Santa Rosa, CA
Santa Rosa, CA 95401
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Email Support

Hours of Operation

Sunday
Closed
Monday
10:00AM - 5:00AM
Tuesday
10:00AM - 5:00AM
Wednesday
10:00AM - 5:00AM
Thursday
10:00AM - 5:00AM
Friday
10:00AM - 5:00AM
Saturday
Closed

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