Family Savings Credit Union Auto Loans

Family Savings Credit Union Auto Loans Review

Family Savings Credit Union Auto Loans is offered by family savings credit union, a credit union founded in 1951 and based in Gadsden, AL. Family Savings Credit Union Auto Loans are available in 50 states (and Washington, DC).

family savings credit union FAQ

What APR does family savings credit union offer on its car loans?

family savings credit union offers a car loan product that ranges from 5.00% APR up to 17.50% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with family savings credit union?

family savings credit union has car loans with a maximum term of 144 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does family savings credit union charge an origination fee?

Yes, family savings credit union may charge a loan origination fee.

Does family savings credit union charge a late fee?

Yes, family savings credit union charges borrowers with a late payment penatly fee

Does family savings credit union charge prepayment fees?

Yes, family savings credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my family savings credit union loan?

Yes, you can. However, family savings credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Family Savings Credit Union Auto Loans?

Family Savings Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Family Savings Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Family Savings Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Family Savings Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Family Savings Credit Union a legit company?

Family Savings Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.