Last Updated: 04/18/2025
Family Security Credit Union Auto Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Auto Loan Offers
Compare auto loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Amount Range
N/A
APR (Variable APR)
5.79% - 7.05%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 84
Family Security Credit Union Auto Loans Review
Family Security Credit Union Auto Loans is offered by Family Security Credit Union, a credit union founded in 1953 and based in Decatur, AL. family security credit union are available in 50 states and Washington, DC.
family security credit union FAQ
What APR does family security credit union offer on its car loans?
family security credit union offers a variable APR car loan product that ranges from 5.79% APR up to 7.05% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with family security credit union?
family security credit union has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does family security credit union charge an origination fee?
Yes, family security credit union may charge a loan origination fee .
Does family security credit union charge a late fee?
Yes, family security credit union charges borrowers with a late payment penatly fee
Does family security credit union charge prepayment fees?
Yes, family security credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my family security credit union loan?
Yes, you can. However, family security credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Family Security Credit Union Auto Loans?
Family Security Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Family Security Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Family Security Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Family Security Credit Union Auto Loans report your account activity to credit bureaus?
Yes, Family Security Credit Union Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Family Security Credit Union perform a hard credit pull?
Yes, family security credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is family security credit union a legit company?
family security credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:30AM - 5:00PM
Tuesday
7:30AM - 5:00PM
Wednesday
7:30AM - 5:00PM
Thursday
7:30AM - 5:00PM
Friday
7:30AM - 6:00PM
Saturday
9:00AM - 1:00PM