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  Fidelity Bank Auto Loans

Fidelity Bank Auto Loans

in Auto Loans from Fidelity Bank

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Fidelity Bank Auto Loans

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in Auto Loans from Fidelity Bank

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Highlights
Community Rating

Rating not yet determined  

Credit Score Range N/A
Loan Amount Up to $60,000
APR  (Fixed APR) Starting at 4.12%
Loan Term (Months) 24 - 60 months

Fidelity Bank Auto Loans Review

Fidelity Bank Auto Loans is offered by Fidelity Bank, a bank founded in 1974 and based in Sarasota, FL. Fidelity Bank Auto Loans is available in 4 states across the USA.

Fidelity Bank Auto Loans FAQ

What APR does Fidelity Bank Auto Loans offer on its auto loans?

Fidelity Bank Auto Loans offers a fixed APR auto loan product that ranges from 4.12% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Fidelity Bank Auto Loans?

Fidelity Bank Auto Loans has auto loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Fidelity Bank Auto Loans charge an origination fee?

Yes, Fidelity Bank Auto Loans may charge a loan origination fee.

Does Fidelity Bank Auto Loans charge a late fee?

Yes, Fidelity Bank Auto Loans charges borrowers with a late payment penatly fee

Does Fidelity Bank Auto Loans charge prepayment fees?

No, Fidelity Bank Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Fidelity Bank Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Fidelity Bank Auto Loans loan?

Yes, you can. Fidelity Bank Auto Loans does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Fidelity Bank Auto Loans?

Fidelity Bank Auto Loans does not require or does not disclose a credit score minimum.

Fidelity Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fidelity Bank Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fidelity Bank Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Proof of citizenship or residence permit
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Contact

  • Headquarters
  •   1819 Main St
    Sarasota, FL 34236
  •   Visit Site

Other Services by Fidelity Bank

Message From Our Editor

What We Love About Fidelity Bank Auto Loans

Fidelity auto loans are offered directly through car dealerships, so it’s easy to apply while choosing a vehicle. These loans also come with various perks, such as payment holidays, automatic payments, and online account access. Customers can also delay their initial payment for up to 90 days if they meet eligibility requirements.

Fidelity has many customer service options, including email, regular mail, live chat, phone, or visiting a physical branch. Those who prefer to use one lender for all their loans may also appreciate that Fidelity provides personal loans and automobile loans.

What Could Fidelity Bank Do Better?

Customers will need to apply and qualify for a loan from Fidelity Bank to better understand the terms available to them. Fidelity doesn’t offer financing for several types of vehicles, such as electric vehicles, recreational vehicles, commercial vehicles of over a ton, and flatbeds.

Some consumers will prefer a direct loan, as well, which Fidelity does not provide. The auto loans are only provided in select states, so Fidelity may not be an option for every consumer who wants to purchase a new car, truck, or SUV.

Fidelity Bank Backstory

Fidelity Bank was founded in 1974 in Atlanta, Georgia, and has grown over the years to offer policies to consumers across the southeastern portion of the United States. The bank now offers loans, banking services, and wealth management solutions for personal and business customers.

The Verdict

Fidelity has many perks associated with it, most notably the option to delay your first payment and others throughout the loan term. This can add a bit of flexibility if the down payment is expensive or one month you need a little extra money in your bank account.

However, make sure that you shop around and get quotes from several companies before choosing an auto loan. At that point, you can visit a dealership to find out what Fidelity will offer in terms of financing and whether it’s your top option.

Availability

  Available in 4 states
  • Georgia
  • Maryland
  • Tennessee
  • Virginia

Feature Breakdown

No Prepayment Fee
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of citizenship/residence (Green Card)
Loan Amount Up to $60,000
APR (Fixed APR) Starting at 4.12%
Loan Term 24 - 60 months

Fidelity Bank Auto Loans Community Reviews

 

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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