Fidelity Bank Auto Loans Review

Fidelity Bank Auto Loans is offered by Fidelity Bank, a bank founded in 1974 and based in Sarasota, FL. Fidelity Bank Auto Loans is available in 4 states across the USA.

What APR does Fidelity Bank Auto Loans offer on its auto loans?

Fidelity Bank Auto Loans offers a fixed APR auto loan product that ranges from 4.12% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Fidelity Bank Auto Loans?

Fidelity Bank Auto Loans has auto loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Fidelity Bank Auto Loans charge an origination fee?

Yes, Fidelity Bank Auto Loans may charge a loan origination fee.

Does Fidelity Bank Auto Loans charge a late fee?

Yes, Fidelity Bank Auto Loans charges borrowers with a late payment penatly fee

Does Fidelity Bank Auto Loans charge prepayment fees?

No, Fidelity Bank Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Fidelity Bank Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Fidelity Bank Auto Loans loan?

Yes, you can. Fidelity Bank Auto Loans does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Fidelity Bank Auto Loans?

Fidelity Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fidelity Bank Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fidelity Bank Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Proof of citizenship or residence permit