First Bank & Trust Co. Auto Loan
in Auto Loans from First Bank & Trust Co.Unaffiliated
|Credit Score Range||N/A|
|APR (Fixed APR)||N/A|
|Loan Term (Months)||N/A|
First Bank & Trust Co. Auto Loan Review
First Bank & Trust Co. Auto Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Auto Loan is available in 1 state across the USA.
What APR does First Bank & Trust Co. Auto Loan offer on its auto loans?
First Bank & Trust Co. Auto Loan offers a fixed APR auto loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
Does First Bank & Trust Co. Auto Loan charge an origination fee?
Yes, First Bank & Trust Co. Auto Loan may charge a loan origination fee.
Does First Bank & Trust Co. Auto Loan charge a late fee?
Yes, First Bank & Trust Co. Auto Loan charges borrowers with a late payment penatly fee of up to $27
Does First Bank & Trust Co. Auto Loan charge prepayment fees?
Yes, First Bank & Trust Co. Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my First Bank & Trust Co. Auto Loan loan?
Yes, you can. However, First Bank & Trust Co. charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for First Bank & Trust Co. Auto Loan?First Bank & Trust Co. Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank & Trust Co. Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Auto Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank & Trust Co. Auto Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Proof of insurance
- Driver's license
- Government issued photo ID
- Proof of identity
Does First Bank & Trust Co. Auto Loan report your account activity to credit bureaus?
Yes, First Bank & Trust Co. Auto Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
301 W. Main Street
Ardmore, OK 73401
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Other Services by First Bank & Trust Co.
|Late Fee Amount||$27|
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|Credit Bureau Reporting||
|Pre-Approved Soft Credit Inquiry|