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Last Updated: 04/18/2025

First Bank & Trust Co. Auto Loan

in Auto Loans from First Bank & Trust Co.

Last Updated: 04/18/2025

First Bank & Trust Co. Auto Loan logo
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First Bank & Trust Co. Auto Loan Review

First Bank & Trust Co. Auto Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. auto loan are available in 1 state.

First Bank & Trust Co. auto loan FAQ

What APR does First Bank & Trust Co. auto loan offer on its car loans?

First Bank & Trust Co. auto loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does First Bank & Trust Co. auto loan charge an origination fee?

Yes, First Bank & Trust Co. auto loan may charge a loan origination fee .

Does First Bank & Trust Co. auto loan charge a late fee?

Yes, First Bank & Trust Co. auto loan charges borrowers with a late payment penatly fee of up to $27

Does First Bank & Trust Co. auto loan charge prepayment fees?

Yes, First Bank & Trust Co. auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Bank & Trust Co. auto loan loan?

Yes, you can. However, First Bank & Trust Co. auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for First Bank & Trust Co. Auto Loan?

First Bank & Trust Co. Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank & Trust Co. Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank & Trust Co. Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Bank & Trust Co. Auto Loan report your account activity to credit bureaus?

Yes, First Bank & Trust Co. Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank & Trust Co. perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
First Bank & Trust Co. auto loan allows you to check your rates with a soft credit pull.

Is First Bank & Trust Co. a legit company?

First Bank & Trust Co. was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Bank & Trust Co. Auto Loan logo

Message from First Bank & Trust Co. auto loan

Credit is based on credit history, income, debt ratio, down payment, and banking relationship with First Bank & Trust Co. Rates vary. Loan terms vary according to year and model.

Contact

Headquarters

301 W. Main Street
Ardmore, OK 73401
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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