First Bank & Trust Co. Auto Loan

First Bank & Trust Co. Auto Loan Review

First Bank & Trust Co. Auto Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Auto Loan are available in 1 state across the USA.

First Bank & Trust Co. auto loan FAQ

What APR does First Bank & Trust Co. auto loan offer on its car loans?

First Bank & Trust Co. auto loan offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does First Bank & Trust Co. auto loan charge an origination fee?

Yes, First Bank & Trust Co. auto loan may charge a loan origination fee.

Does First Bank & Trust Co. auto loan charge a late fee?

Yes, First Bank & Trust Co. auto loan charges borrowers with a late payment penatly fee of up to $27

Does First Bank & Trust Co. auto loan charge prepayment fees?

Yes, First Bank & Trust Co. auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Bank & Trust Co. auto loan loan?

Yes, you can. However, First Bank & Trust Co. auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for First Bank & Trust Co. Auto Loan?

First Bank & Trust Co. Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Bank & Trust Co. Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank & Trust Co. Auto Loan.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Proof of insurance
• Driver's license
• Government issued photo ID
• Proof of identity

Does First Bank & Trust Co. Auto Loan report your account activity to credit bureaus?

Yes, First Bank & Trust Co. Auto Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is First Bank & Trust Co. a legit company?

First Bank & Trust Co. was founded in 1988, it is a well-established company that has been in business for 35 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.