Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

First Bank and Trust Company Vehicle Loan

in Auto Loans from First Bank & Trust Company

Last Updated: 04/18/2025

First Bank and Trust Company Vehicle Loan logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

600 - 840

Loan Term (Months)

N/A
Speech bubbles icon

First Bank and Trust Company Vehicle Loan Review

First Bank and Trust Company Vehicle Loan is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Vehicle Loan are available in 2 states.

First Bank and Trust Company Vehicle Loan FAQ

What APR does First Bank and Trust Company Vehicle Loan offer on its car loans?

First Bank and Trust Company Vehicle Loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does First Bank and Trust Company Vehicle Loan charge an origination fee?

Yes, First Bank and Trust Company Vehicle Loan may charge a loan origination fee .

Does First Bank and Trust Company Vehicle Loan charge a late fee?

Yes, First Bank and Trust Company Vehicle Loan charges borrowers with a late payment penatly fee

Does First Bank and Trust Company Vehicle Loan charge prepayment fees?

No, First Bank and Trust Company Vehicle Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Bank and Trust Company Vehicle Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Bank and Trust Company Vehicle Loan loan?

Yes, you can. First Bank and Trust Company Vehicle Loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for First Bank and Trust Company Vehicle Loan?

Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank and Trust Company Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank and Trust Company Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank and Trust Company Vehicle Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Bank and Trust Company Vehicle Loan report your account activity to credit bureaus?

Yes, First Bank and Trust Company Vehicle Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank & Trust Company perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
First Bank and Trust Company Vehicle Loan allows you to check your rates with a soft credit pull.

Is First Bank & Trust Company a legit company?

First Bank & Trust Company was founded in 1979, it is a well-established company that has been in business for 47 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Bank and Trust Company Vehicle Loan logo

Message from First Bank and Trust Company Vehicle Loan

Local customer service. That's the key difference you'll experience when you apply for a personal loan at First Bank & Trust Company. With a variety of personal loan options available, you are certain to find a lending option that best fits your needs. Our local, experienced, qualified lenders will be sure to make the experience enjoyable.

Contact

Headquarters

711 West Main Street
Abingdon, VA 24210
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 1:00PM

Other Services by First Bank & Trust Company