Last Updated: 04/18/2025
First Bank and Trust of New Orleans Vehicle Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
5% - 7.5%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
630 - 840
Loan Term (Months)
36 - 60
First Bank and Trust of New Orleans Vehicle Loan Review
First Bank and Trust of New Orleans Vehicle Loan is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans Vehicle Loan are available in 3 states.
First Bank and Trust of New Orleans Vehicle Loan FAQ
What APR does First Bank and Trust of New Orleans Vehicle Loan offer on its car loans?
First Bank and Trust of New Orleans Vehicle Loan offers a fixed apr car loan product that ranges from 5% APR up to 7.5% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with First Bank and Trust of New Orleans Vehicle Loan?
First Bank and Trust of New Orleans Vehicle Loan has car loans with terms ranging from 36 to 60 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does First Bank and Trust of New Orleans Vehicle Loan charge an origination fee?
Yes, First Bank and Trust of New Orleans Vehicle Loan may charge a loan origination fee .
Does First Bank and Trust of New Orleans Vehicle Loan charge a late fee?
Yes, First Bank and Trust of New Orleans Vehicle Loan charges borrowers with a late payment penatly fee of up to $35
Does First Bank and Trust of New Orleans Vehicle Loan charge prepayment fees?
Yes, First Bank and Trust of New Orleans Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my First Bank and Trust of New Orleans Vehicle Loan loan?
Yes, you can. However, First Bank and Trust of New Orleans Vehicle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for First Bank and Trust of New Orleans Vehicle Loan?
Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank and Trust of New Orleans Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Bank and Trust of New Orleans Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank and Trust of New Orleans Vehicle Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Proof of insurance
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does First Bank and Trust of New Orleans Vehicle Loan report your account activity to credit bureaus?
Yes, First Bank and Trust of New Orleans Vehicle Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Bank and Trust of New Orleans perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. First Bank and Trust of New Orleans Vehicle Loan allows you to check your rates with a soft credit pull.
Is First Bank and Trust of New Orleans a legit company?
First Bank and Trust of New Orleans was founded in 1991, it is a well-established company that has been in business for 35 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from First Bank and Trust of New Orleans Vehicle Loan
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed