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  First Internet Bank Auto Loan
First Internet Bank Auto Loan
in Auto Loans from First Internet Bank
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First Internet Bank Auto Loan

Unaffiliated
in Auto Loans from First Internet Bank
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Highlights
Credit Score Range 650 - 850
Loan Amount Starting at $5,000
APR Starting at 3.25%
Loan Term (Months) Up to 66 months

First Internet Bank Auto Loan Review

First Internet Bank Auto Loan is offered by First Internet Bank, a bank founded in 1999 and based in Indianapolis, IN. First Internet Bank Auto Loan are available in 50 states across the USA.

First Internet Bank auto loan FAQ

How much can you borrow via First Internet Bank auto loan?

First Internet Bank auto loan loan amounts start at $5,000.

What APR does First Internet Bank auto loan offer on its car loans?

First Internet Bank auto loan offers an car loan product that ranges from 3.25% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with First Internet Bank auto loan?

First Internet Bank auto loan has car loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does First Internet Bank auto loan charge an origination fee?

Yes, First Internet Bank auto loan may charge a loan origination fee.

Does First Internet Bank auto loan charge a late fee?

Yes, First Internet Bank auto loan charges borrowers with a late payment penatly fee

Does First Internet Bank auto loan charge prepayment fees?

No, First Internet Bank auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Internet Bank auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Internet Bank auto loan loan?

Yes, you can. First Internet Bank auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for First Internet Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 850 may be eligible for First Internet Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Internet Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. First Internet Bank Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via First Internet Bank Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via First Internet Bank auto loan?

First Internet Bank auto loan will typically approve (or deny) a car loan application within 48 hours and fund the car loan within 7 business days of approval.

Is First Internet Bank a legit company?

First Internet Bank was founded in 1999, it is a well-established company that has been in business for 24 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

First Internet Bank Auto Loan Disclosure: "Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant's relationship with First IB."
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Internet Bank auto loan

Whether it is transporting your horse in a shiny new trailer, hitting the highway in the RV, car or motorcycle you have always wanted, we have the right loan for you.

Availability

  Available in 50 states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 650 - 850
Loan Amount Starting at $5,000
APR Starting at 3.25%
Loan Term Up to 66 months

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