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  First Internet Bank Auto Loan

First Internet Bank Auto Loan

in Auto Loans from First Internet Bank

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First Internet Bank Auto Loan

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in Auto Loans from First Internet Bank

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Highlights
Highlights
Loan Amount Starting at $5,000
APR Starting at 3.25%
Credit Score Range 650 - 850
Loan Term Up to 66 months

First Internet Bank Auto Loan Review

First Internet Bank Auto Loan is offered by First Internet Bank, a bank founded in 1999 and based in Indianapolis, IN. First Internet Bank Auto Loan is offered in 50 states across the USA.

How much can you borrow via First Internet Bank Auto Loan?

First Internet Bank Auto Loan auto loan amounts start at $5,000.

What APR does First Internet Bank Auto Loan offer on its auto loans?

First Internet Bank Auto Loan offers an auto loan product that ranges from 3.25% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with First Internet Bank Auto Loan?

First Internet Bank Auto Loan has auto loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does First Internet Bank Auto Loan charge an origination fee?

Yes, First Internet Bank Auto Loan may charge a loan origination fee.

Does First Internet Bank Auto Loan charge a late fee?

Yes, First Internet Bank Auto Loan charges borrowers with a late payment penatly fee

Does First Internet Bank Auto Loan charge prepayment fees?

No, First Internet Bank Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Internet Bank Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Internet Bank Auto Loan loan?

Yes, you can. First Internet Bank Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for First Internet Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 850 are eligible for First Internet Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Internet Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. First Internet Bank Auto Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Internet Bank Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via First Internet Bank Auto Loan?

First Internet Bank Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

FIRST INTERNET BANK AUTO LOAN Disclosure: "Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant's relationship with First IB."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount Starting at $5K
Loan Term Up to 66
APR Starting at 3.25%

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