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Last Updated: 04/18/2025

First Internet Bank Auto Loan

from First Internet Bank

Last Updated: 04/18/2025
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Compare auto loan offers from multiple vetted lenders.

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Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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Quick, easy, and won’t hurt your credit.

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Highlights

Amount Range

Starting at $5,000
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APR

Starting at 3.25%(Verified 06/21/2024)
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Credit Score Range

650 - 850
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Loan Term (Months)

Up to 66

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First Internet Bank Auto Loan Review

First Internet Bank Auto Loan is offered by First Internet Bank, a bank founded in 1999 and based in Indianapolis, IN. First Internet Bank auto loan are available in 50 states.

First Internet Bank auto loan FAQ

How much can you borrow via First Internet Bank auto loan?

First Internet Bank auto loan loan amounts start at $5,000 .

What APR does First Internet Bank auto loan offer on its car loans?

First Internet Bank auto loan offers an car loan product that ranges from 3.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with First Internet Bank auto loan?

First Internet Bank auto loan has car loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does First Internet Bank auto loan charge an origination fee?

Yes, First Internet Bank auto loan may charge a loan origination fee .

Does First Internet Bank auto loan charge a late fee?

Yes, First Internet Bank auto loan charges borrowers with a late payment penalty fee

Does First Internet Bank auto loan charge prepayment fees?

No, First Internet Bank auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Internet Bank auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Internet Bank auto loan loan?

Yes, you can. First Internet Bank auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for First Internet Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 850 may be eligible for First Internet Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Internet Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via First Internet Bank auto loan?

First Internet Bank auto loan will typically fund the car loan within 7 business days of booking.

Does First Internet Bank perform a hard credit pull?

Yes, First Internet Bank auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is First Internet Bank a legit company?

First Internet Bank was founded in 1999, it is a well-established company that has been in business for 27 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
First Internet Bank Auto Loan Disclosure: "Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant's relationship with First IB."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from First Internet Bank auto loan

Whether it is transporting your horse in a shiny new trailer, hitting the highway in the RV, car or motorcycle you have always wanted, we have the right loan for you.

Contact

Headquarters

8888 Keystone Crossing,
Suite 1700
Indianapolis, IN 46280
(888) 873-3424
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SuperMoney Net Recommendation Score

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