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Last Updated: 04/18/2025

First Investors Auto Loan

in Auto Loans from First Investors Financial Services Inc.

Last Updated: 04/18/2025

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Highlights

Amount Range

$8,000 - $40,000

APR (Fixed APR)

8.25% - 24.95%(Verified 06/21/2024)

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Credit Score Range

500 - 850

Loan Term (Months)

48 - 72

First Investors Auto Loan Review

First Investors Auto Loan is offered by First Investors Financial Services Inc., a direct lender founded in 1988 and based in Atlanta, GA. First investors are available in 43 states.

First investors FAQ

How much can you borrow via First investors?

First investors loan amounts start at $8,000 and go up to $40,000.

What APR does First investors offer on its car loans?

First investors offers a fixed apr car loan product that ranges from 8.25% APR up to 24.95% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with First investors?

First investors has car loans with terms ranging from 48 to 72 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does First investors charge an origination fee?

Yes, First investors may charge a loan origination fee .

Does First investors charge a late fee?

Yes, First investors charges borrowers with a late payment penatly fee

Does First investors charge prepayment fees?

No, First investors will not charge you a fee for paying your loan early. Whenever possible choose lenders like First investors that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First investors loan?

Yes, you can. First investors does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for First Investors Auto Loan?

Applicants with a credit score of at least 500 and up to 850 may be eligible for First Investors Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Investors Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via First investors?

First investors will typically fund the car loan within 7 business days of approval.

Does First Investors Financial Services Inc. perform a hard credit pull?

Yes, First investors performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is First Investors Financial Services Inc. a legit company?

First Investors Financial Services Inc. was founded in 1988, it is a well-established company that has been in business for 38 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First investors

At First Investors, our goal is to help consumers lower their interest rates. Maybe your credit has improved. Maybe you did not get the best rate when you financed the purchase of your automobile. Let us fix that. Whether you want to pay less each month or pay off your loan earlier, we have a solution. We want to discuss your options and find the right solution. Discover what a difference a refinance can make... Join the First Investors family today. With a lower interest rate/APR, pay less each month with a lower monthly payment. Your new lower payment will give you more breathing room with your monthly budget. Why pay more when you can pay less each month? Lowering your car payment gives you more freedom to use your money for other things, like summer vacations.

Contact

Headquarters

380 Interstate North Parkway, Suite 300

Atlanta, GA 30339

(800) 249-6305

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