Is First Investors Auto Loan the right fit for you?
Auto Loans
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Last Updated: 04/18/2025
First Investors Auto Loan
Unaffiliated
Last Updated: 04/18/2025
Not enough votes for recommendation
Rating not yet determined4 total votes
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Highlights
Amount Range
$8,000 - $40,000
APR (Fixed APR)
8.25% - 24.95%(Verified 06/21/2024)
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Credit Score Range
500 - 850
Loan Term (Months)
48 - 72
First Investors Auto Loan Review
First Investors Auto Loan is offered by First Investors Financial Services Inc., a direct lender founded in 1988 and based in Atlanta, GA. First investors are available in 43 states.
First investors FAQ
How much can you borrow via First investors?
First investors loan amounts start at $8,000 and go up to $40,000.
What APR does First investors offer on its car loans?
First investors offers a fixed apr car loan product that ranges from 8.25% APR up to 24.95% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with First investors?
First investors has car loans with terms ranging from 48 to 72 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does First investors charge an origination fee?
Yes, First investors may charge a loan origination fee .
Does First investors charge a late fee?
Yes, First investors charges borrowers with a late payment penalty fee
Does First investors charge prepayment fees?
No, First investors will not charge you a fee for paying your loan early. Whenever possible choose lenders like First investors that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my First investors loan?
Yes, you can. First investors does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for First Investors Auto Loan?
Applicants with a credit score of at least 500 and up to 850 may be eligible for First Investors Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Investors Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan via First investors?
First investors will typically fund the car loan within 7 business days of booking.Does First Investors Financial Services Inc. perform a hard credit pull?
Yes, First investors performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is First Investors Financial Services Inc. a legit company?
First Investors Financial Services Inc. was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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First Investors Auto Loan Community Reviews
Would you recommend First Investors Auto Loan to your friends?
U
Anonymous
Mar 20, 2023
May or may not recommend
i would never ever recommend this company to anyone not even my worst enemy these people take advantage of you they charge u more than your car is worth i paid 19000 for my car when these assholes took over my payments they charged me 8000 in interest which is half of what i paid for it when u make your payment they will take less than 100 and put ...Show More
Emily C.
Mar 6, 2022
May or may not recommend
Wordt experience of my life and you know what um willing to take a hit in my credit because qhen I say nightmare I mean completely. This company reversed two payments on my account and then put me into repossession. I never asked for them to reverse anything and they say oh well it's on you now. Swear to God come get this dam* car. Worst experience ever. I'll buy ...Show More
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A G.
Nov 23, 2021
May or may not recommend
Do not finance with these people I was ill with Covid lost my husband they refused to help me and when I was out of work they would not give me an extension because we couldn’t pay the auto insurance we had a mortgage to up keep so we wouldn’t lose our home am be Homeless with Covid!! Racist company medication discrimination
Joseph V.
Mar 13, 2019
May or may not recommend
excellent service outstanding custumer service the only thing i do not like is the charge to my debit card everytime i make a payment online
Showing 4 of 4 reviews