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  First Investors Auto Loan

First Investors Auto Loan

in Auto Loans from First Investors Financial Services Inc.

Unaffiliated

First Investors Auto Loan

Unaffiliated

in Auto Loans from First Investors Financial Services Inc.

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Highlights
Highlights
Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount $8,000 - $40,000
APR 7% - 24.95%
Credit Score Range 500 - 850
Loan Term 48 - 72 months

First Investors Auto Loan Review

First Investors Auto Loan is offered by First Investors Financial Services Inc., a direct lender founded in 1988 and based in Atlanta, GA. First Investors Auto Loan is available in 43 states across the USA.

How much can you borrow via First Investors Auto Loan?

First Investors Auto Loan auto loan amounts start at $8,000 and go up to $40,000.

What APR does First Investors Auto Loan offer on its auto loans?

First Investors Auto Loan offers an auto loan product that ranges from 7% APR up to 24.95% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with First Investors Auto Loan?

First Investors Auto Loan has auto loans with terms ranging from 48 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does First Investors Auto Loan charge an origination fee?

Yes, First Investors Auto Loan may charge a loan origination fee.

Does First Investors Auto Loan charge a late fee?

Yes, First Investors Auto Loan charges borrowers with a late payment penatly fee

Does First Investors Auto Loan charge prepayment fees?

No, First Investors Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Investors Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Investors Auto Loan loan?

Yes, you can. First Investors Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for First Investors Auto Loan?

Applicants with a credit score of at least 500 and up to 850 are eligible for First Investors Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Investors Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. First Investors Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Investors Auto Loan. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via First Investors Auto Loan?

First Investors Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

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Other Services by First Investors Financial Services Inc.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 43 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Application Fee $0
No Prepayment Fee  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $8K - $40K
APR 7% - 24.95%
Loan Term 48 - 72 months

First Investors Auto Loan Community Reviews

 

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