FiWize Auto Loan

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FiWize Auto Loan


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Loan Amount $7,500 - $100,000
APR  (Fixed APR) 2.94% - 18%
Credit Score Range 560 - 850
Loan Term Up to 84 months

FiWize Auto Loan Review

FiWize Auto Loan is offered by FiWize, a financial services company founded in 2017 and based in Scottsdale, AZ. FiWize Auto Loan is offered in 3 states across the USA.

How much can you borrow via FiWize Auto Loan?

FiWize Auto Loan auto loan amounts start at $7,500 and go up to $100,000.

What APR does FiWize Auto Loan offer on its auto loans?

FiWize Auto Loan offers a fixed APR auto loan product that ranges from 2.94% APR up to 18% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with FiWize Auto Loan?

FiWize Auto Loan has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does FiWize Auto Loan charge an origination fee?

No, FiWize Auto Loan does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does FiWize Auto Loan charge a late fee?

Yes, FiWize Auto Loan charges borrowers with a late payment penatly fee

Does FiWize Auto Loan charge prepayment fees?

No, FiWize Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like FiWize Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my FiWize Auto Loan loan?

Yes, you can. FiWize Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for FiWize Auto Loan?

Applicants with a credit score of at least 560 and up to 850 are eligible for FiWize Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto loans with FiWize Auto Loan, applicants need a minimum annual income of $18,000 or higher. FiWize Auto Loan only considers borrowers who are employed and meet the minimum income requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via FiWize Auto Loan. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via FiWize Auto Loan?

FiWize Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

FIWIZE AUTO LOAN Disclosure: All loans made by lenders subscribed to the FiWize network. APR is the Annual Percentage Rate. Your actual rate depends upon your individual credit score and other key financing characteristics, including but not limited to the amount financed, term, your loan-to-value (LTV) ratio, loan type selected, and other credit, debt capacity, and collateral attributes. Lowest rates are available to borrowers with excellent credit. Advertised rates are subject to change without notice. Not all borrowers or vehicles qualify for all offered loan types. Additional terms and conditions may apply. Although FiWize does not charge a late fee, late fees may be imposed by lenders in its network. FiWize does not report to credit bureaus, although lenders in its network may do so.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   10643 N FLW Blvd, Suite 102
    Scottsdale, AZ 85259
  •   Visit Site

Message from FiWize

FiWize delivers sensible, cost-saving auto financing solutions to borrowers who want to lower their monthly car payments. By working exclusively with their selective network of lenders, FiWize offers multiple loan options, some of which can typically reduce a borrower’s monthly loan payment by $50 to $300. Plus, some FiWize loans provide the unique ability to get these low monthly payments on shorter terms loans, which is a combination not typically available elsewhere.

Other Services by FiWize


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  Available in 3 states
  • Colorado
  • Connecticut
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 560 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $18,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Verification Documents Required
  • Recent Bank Statements
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $100K
Loan Term Up to 84
APR (Fixed APR) 2.94% - 18%

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