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Last Updated: 04/18/2025

Health Advantage CU Sport Vehicle Loan

in Auto Loans from Health Advantage Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Fixed APR)

Starting at 7.49%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

24 - 84

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Health Advantage CU Sport Vehicle Loan Review

Health Advantage CU Sport Vehicle Loan is offered by Health Advantage Credit Union, a credit union founded in 1970 and based in Saginaw, MI. Health Advantage CU Sport Vehicle Loan are available in 50 states and Washington, DC.

Health Advantage CU Sport Vehicle Loan FAQ

What APR does Health Advantage CU Sport Vehicle Loan offer on its car loans?

Health Advantage CU Sport Vehicle Loan offers a fixed apr car loan product that ranges from 7.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Health Advantage CU Sport Vehicle Loan?

Health Advantage CU Sport Vehicle Loan has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Health Advantage CU Sport Vehicle Loan charge an origination fee?

Yes, Health Advantage CU Sport Vehicle Loan may charge a loan origination fee .

Does Health Advantage CU Sport Vehicle Loan charge a late fee?

Yes, Health Advantage CU Sport Vehicle Loan charges borrowers with a late payment penatly fee of up to $25.00

Does Health Advantage CU Sport Vehicle Loan charge prepayment fees?

Yes, Health Advantage CU Sport Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Health Advantage CU Sport Vehicle Loan loan?

Yes, you can. However, Health Advantage CU Sport Vehicle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Health Advantage CU Sport Vehicle Loan?

Health Advantage CU Sport Vehicle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Health Advantage CU Sport Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Health Advantage CU Sport Vehicle Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Health Advantage CU Sport Vehicle Loan report your account activity to credit bureaus?

Yes, Health Advantage CU Sport Vehicle Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Health Advantage Credit Union perform a hard credit pull?

Yes, Health Advantage CU Sport Vehicle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Health Advantage Credit Union a legit company?

Health Advantage Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

4550 State St
Saginaw, MI 48603
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
9:00AM - 12:30PM

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