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Last Updated: 04/18/2025

Hill District FCU Car Loan

in Auto Loans from Hill District Federal Credit Union

Last Updated: 04/18/2025

Hill District Federal Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

4.50% - 8.00%(Verified 06/29/2024)

Credit Score Range

N/A


Loan Term (Months)

60 - 72

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Hill District FCU Car Loan Review

Hill District FCU Car Loan is offered by Hill District Federal Credit Union, a credit union founded in 1970 and based in Pittsburgh, PA. Hill District FCU Car Loan are available in 50 states, 5 US territories, and Washington, DC.

Hill District FCU Car Loan FAQ

What APR does Hill District FCU Car Loan offer on its car loans?

Hill District FCU Car Loan offers a fixed apr car loan product that ranges from 4.50% APR up to 8.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Hill District FCU Car Loan?

Hill District FCU Car Loan has car loans with terms ranging from 60 to 72 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Hill District FCU Car Loan charge an origination fee?

Yes, Hill District FCU Car Loan may charge a loan origination fee .

Does Hill District FCU Car Loan charge a late fee?

Yes, Hill District FCU Car Loan charges borrowers with a late payment penalty fee

Does Hill District FCU Car Loan charge prepayment fees?

Yes, Hill District FCU Car Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Hill District FCU Car Loan loan?

Yes, you can. However, Hill District FCU Car Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Hill District FCU Car Loan?

Hill District FCU Car Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Hill District FCU Car Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Hill District FCU Car Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Hill District FCU Car Loan report your account activity to credit bureaus?

Yes, Hill District FCU Car Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Hill District Federal Credit Union perform a hard credit pull?

Yes, Hill District FCU Car Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Hill District Federal Credit Union a legit company?

Hill District Federal Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2021 Centre Ave
Pittsburgh, PA 15219
(412) 281-0822
Visit Site

Hours of Operation

Sunday
Closed
Monday
10:30AM - 4:30PM
Tuesday
10:30AM - 4:30PM
Wednesday
10:30AM - 4:30PM
Thursday
10:30AM - 4:30PM
Friday
10:30AM - 4:30PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Hill District FCU Car Loan Community Reviews

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