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Last Updated: 04/18/2025

Honda Financial Services Auto Loan

in Auto Loans from Honda Financial Services

Last Updated: 04/18/2025

Strongly not recommended34 total votes

4 users recommend

1 users are unsure

29 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

N/A

APR (Fixed APR)

Starting at 1.9%(Verified 06/21/2024)

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Credit Score Range

650 - 850

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Loan Term (Months)

Up to 72

Number of Reviews

Honda Financial Services Auto Loan Disclosure: "Not all buyers may qualify. Higher rates apply for buyers with lower credit ratings."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Honda financial

Honda Financial ServicesSM, a DBA of American Honda Finance Corporation (AHFC), helps to satisfy the financing needs of consumers of Honda products including automobiles, sport utility vehicles, minivans, motorcycles, powersport products, marine engines and power equipment.

Honda Financial Services offers financing in the form of both retail installment sales contracts and leases, depending on the product and the needs of the particular customer. Leases are offered through our affiliate Honda Lease Trust for new and used Honda motor vehicles. In addition, we and our Florida affiliate American Honda Service Contract Corporation, administer vehicle service contracts sold by Honda Dealers throughout the United States.

With Honda Financial ServicesSM you get all three and more! We offer competitive financing on new and used Honda vehicles as well as Honda Certified Pre-Owned Vehicles. Plus, you can add Honda Care to ensure your investment is protected. So find that Honda vehicle that fits you best.

Message from our editor

What we love about Honda Financial Services

Honda Financial Services offers very reasonable rates if you want to lease a Honda or borrow money to purchase one. You can work with the company to get financing for new or certified pre-owned vehicles. There are also deals available that can help you save money, such as discounts for college graduates, military members, and people who recently finished a lease of another Honda.

What could Honda Financial Services do better?

The most obvious drawback of Honda Financial Services is that you can only use it to purchase or lease a Honda. If you want to get a different kind of car, you’ll need to use a different financing company. Honda Financial Services is also somewhat inflexible in its lease agreements. You can only choose plans that include 12,000 or 15,000 miles annually. If you go over those limits, you have to pay based on the overage.

If you want to purchase a used car with Honda Financial Services, you’ll need to buy one that is certified pre-owned. That means paying a premium compared to non-certified used cars.

The pre-approval process can also drop your credit score by a few points.

Honda Financial Services‘s backstory

Honda is a Japanese conglomerate that started making motorcycles in 1955 and cars in 1963. Today, Honda is one of the largest automakers in the world. It opened Honda Financial Services in 1980 to help more customers purchase its vehicles.

The Verdict

Honda Financial offers easy online pre-approvals and the ability to view dealer inventory online, so it’s a great choice for people who know that they want a Honda. If you’re shopping around and aren’t certain that you want a Honda, getting pre-approved can hurt your credit, so you should probably consider other lenders so you don’t have to worry about your credit and have the flexibility to choose a different automaker.

Contact

Headquarters

20800 Madrona Avenue

Torrance, CA 90503

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