Huntington Auto Loans Review

Huntington Auto Loans is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington Auto Loans is offered in 6 states across the USA.

How much can you borrow via Huntington Auto Loans?

Huntington Auto Loans auto loan amounts start at $3,000 and go up to $100,000.

What APR does Huntington Auto Loans offer on its auto loans?

Huntington Auto Loans offers an auto loan product that ranges from 4.72% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Huntington Auto Loans?

Huntington Auto Loans has auto loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Huntington Auto Loans charge an origination fee?

Yes, Huntington Auto Loans may charge a loan origination fee.

Does Huntington Auto Loans charge a late fee?

Yes, Huntington Auto Loans charges borrowers with a late payment penatly fee

Does Huntington Auto Loans charge prepayment fees?

No, Huntington Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Huntington Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Huntington Auto Loans loan?

Yes, you can. Huntington Auto Loans does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Huntington Auto Loans?

Applicants with a credit score of at least 700 and up to 850 are eligible for Huntington Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Huntington Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Huntington Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Huntington Auto Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Huntington Auto Loans?