LendingPoint Auto Loans
in Auto Loans from LendingPoint LLC
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| Loan Amount | $2,000 - $25,000 |
| APR (Fixed APR) | 15.49% - 34.99% |
| Credit Score Range | 590 - 720 |
| Loan Term | 24 - 48 months |
LendingPoint Auto Loans Review
LendingPoint Auto Loans is an auto purchase finance offering by LendingPoint LLC, a direct lender based in Kennesaw, GA. Founded in 2014, LendingPoint LLC offers auto loans in 40 states (and Washington, DC).
How much can you borrow via LendingPoint Auto Loans?
LendingPoint Auto Loans auto loan amounts start at $2,000 and go up to $25,000.
What APR does LendingPoint Auto Loans offer on its auto loans?
LendingPoint Auto Loans offers a fixed APR auto loan product that ranges from 15.49% APR up to 34.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with LendingPoint Auto Loans?
LendingPoint Auto Loans has auto loans with terms ranging from 24 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Does LendingPoint Auto Loans charge an origination fee?
Yes, LendingPoint Auto Loans may charge a loan origination fee of 0% to 6% of the loan amount. LendingPoint Auto Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.Does LendingPoint Auto Loans charge a late fee?
Yes, LendingPoint Auto Loans charges borrowers with a late payment penatly fee
Does LendingPoint Auto Loans charge prepayment fees?
No, LendingPoint Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like LendingPoint Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with LendingPoint Auto Loans?
Applicants with a credit score of at least 590 can apply for a loan via LendingPoint Auto Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- An active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
Does LendingPoint Auto Loans report loan payments to credit bureaus?
LendingPoint Auto Loans may report credit data to the following credit reporting agencies:
- Experian
- Transunion
Contact
- Headquarters
-
1201 Roberts Blvd #200
Kennesaw, GA 30144 - (888) 969-0959
- Visit Site
Other Services by LendingPoint LLC
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
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