LightStream New Car Loans
in Auto Loans from SunTrust Bank
Would you recommend LightStream New Car Loans to your friends?
| Community Rating | Mostly not recommended |
| Loan Amount | $5,000 - $100,000 |
| APR (Fixed APR) | 3.99% - 12.24% |
| Credit Score Range | 660 - 850 |
| Loan Term | 24 - 84 months |
| Number of Reviews | 20 |
LightStream New Car Loans Review
LightStream New Car Loans is an auto purchase finance offering by SunTrust Bank, a bank based in Atlanta, GA. Founded in 1865, SunTrust Bank offers auto loans in 50 states (and Washington, DC).
How much can you borrow via LightStream New Car Loans?
LightStream New Car Loans auto loan amounts start at $5,000 and go up to $100,000.
What APR does LightStream New Car Loans offer on its auto loans?
LightStream New Car Loans offers a fixed APR auto loan product that ranges from 3.99% APR up to 12.24% APR. Rate is quoted with autopay discount*.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with LightStream New Car Loans?
LightStream New Car Loans has auto loans with terms ranging from 24 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Does LightStream New Car Loans charge an origination fee?
No, LightStream New Car Loans does not charge a loan origination fee.A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does LightStream New Car Loans charge a late fee?
No, LightStream New Car Loans will not charge you a late fee.
Does LightStream New Car Loans charge prepayment fees?
No, LightStream New Car Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like LightStream New Car Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with LightStream New Car Loans?
Applicants with a credit score of at least 660 can apply for a loan via LightStream New Car Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- An active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
Does LightStream New Car Loans report loan payments to credit bureaus?
LightStream New Car Loans may report credit data to the following credit reporting agencies:
- Equifax
- Experian
Contact
- Headquarters
-
303 Peachtree Street, Northeast
Atlanta, GA 30308 - Visit Site
Other Services by SunTrust Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Application Fee | $0 |
| No Late Fees |
LightStream New Car Loans Community Reviews
Would you recommend LightStream New Car Loans to your friends?
