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Last Updated: 04/18/2025

Louisville FCU Auto Loan

in Auto Loans from Louisville Federal Credit Union

Last Updated: 04/18/2025

Louisville Federal Credit Union logo
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Highlights

Amount Range

Up to $70,000

APR (Fixed APR)

Starting at 4.49%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

48 - 84
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Louisville FCU Auto Loan Review

Louisville FCU Auto Loan is offered by Louisville Federal Credit Union, a credit union founded in 1924 and based in Louisville, KY. Louisville FCU Auto Loan are available in 50 states and Washington, DC.

Louisville FCU Auto Loan FAQ

What APR does Louisville FCU Auto Loan offer on its car loans?

Louisville FCU Auto Loan offers a fixed apr car loan product that ranges from 4.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Louisville FCU Auto Loan?

Louisville FCU Auto Loan has car loans with terms ranging from 48 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Louisville FCU Auto Loan charge an origination fee?

Yes, Louisville FCU Auto Loan may charge a loan origination fee .

Does Louisville FCU Auto Loan charge a late fee?

Yes, Louisville FCU Auto Loan charges borrowers with a late payment penatly fee

Does Louisville FCU Auto Loan charge prepayment fees?

Yes, Louisville FCU Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Louisville FCU Auto Loan loan?

Yes, you can. However, Louisville FCU Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Louisville FCU Auto Loan?

Louisville FCU Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Louisville FCU Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Louisville FCU Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Louisville FCU Auto Loan report your account activity to credit bureaus?

Yes, Louisville FCU Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Louisville Federal Credit Union perform a hard credit pull?

Yes, Louisville FCU Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Louisville Federal Credit Union a legit company?

Louisville Federal Credit Union was founded in 1924, it is a well-established company that has been in business for 102 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1420 Gardiner Ln
Room 66
Louisville, KY 40213
(502) 458-2681
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:00PM
Saturday
Closed

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