Is Members First Community Credit Union Auto Loan the right fit for you?
Auto Loans
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Last Updated: 04/18/2025
Members First Community Credit Union Auto Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
2.99% - 4.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 108
Members First Community Credit Union Auto Loan Review
Members First Community Credit Union Auto Loan is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union auto loan are available in 1 state.
Members First Community Credit Union auto loan FAQ
What APR does Members First Community Credit Union auto loan offer on its car loans?
Members First Community Credit Union auto loan offers a fixed apr car loan product that ranges from 2.99% APR up to 4.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Members First Community Credit Union auto loan?
Members First Community Credit Union auto loan has car loans with a maximum term of 108 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Members First Community Credit Union auto loan charge an origination fee?
Yes, Members First Community Credit Union auto loan may charge a loan origination fee .
Does Members First Community Credit Union auto loan charge a late fee?
Yes, Members First Community Credit Union auto loan charges borrowers with a late payment penalty fee
Does Members First Community Credit Union auto loan charge prepayment fees?
Yes, Members First Community Credit Union auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Members First Community Credit Union auto loan loan?
Yes, you can. However, Members First Community Credit Union auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Members First Community Credit Union Auto Loan?
Members First Community Credit Union Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members First Community Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Community Credit Union Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Members First Community Credit Union Auto Loan report your account activity to credit bureaus?
Yes, Members First Community Credit Union Auto Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Community Credit Union perform a hard credit pull?
Yes, Members First Community Credit Union auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Members First Community Credit Union a legit company?
Members First Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Members First Community Credit Union auto loan
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday8:30AM - 12:00PM
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Other Auto Loans from Members First Community Credit Union
Rating not yet determined
Amount Range
N/A
APR
4.99% - 6.99%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 108
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