Last Updated: 04/18/2025
Members First Credit Union Texas Vehicle Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
2.29% - 13.79%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Loan Term (Months)
N/A
Members First Credit Union Texas Vehicle Loans Review
Members First Credit Union Texas Vehicle Loans is offered by Members First Credit Union - Texas, a credit union founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas Vehicle Loans are available in 1 state.
Members First Credit Union Texas Vehicle Loans FAQ
What APR does Members First Credit Union Texas Vehicle Loans offer on its car loans?
Members First Credit Union Texas Vehicle Loans offers a fixed apr car loan product that ranges from 2.29% APR up to 13.79% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
Does Members First Credit Union Texas Vehicle Loans charge an origination fee?
Yes, Members First Credit Union Texas Vehicle Loans may charge a loan origination fee .
Does Members First Credit Union Texas Vehicle Loans charge a late fee?
Yes, Members First Credit Union Texas Vehicle Loans charges borrowers with a late payment penatly fee
Does Members First Credit Union Texas Vehicle Loans charge prepayment fees?
Yes, Members First Credit Union Texas Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Members First Credit Union Texas Vehicle Loans loan?
Yes, you can. However, Members First Credit Union Texas Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Members First Credit Union Texas Vehicle Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Texas Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members First Credit Union Texas Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Texas Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Members First Credit Union Texas Vehicle Loans report your account activity to credit bureaus?
Yes, Members First Credit Union Texas Vehicle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Credit Union - Texas perform a hard credit pull?
Yes, Members First Credit Union Texas Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Members First Credit Union - Texas a legit company?
Members First Credit Union - Texas was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from Members First Credit Union Texas Vehicle Loans
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM