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  Members First Credit Union Texas Vehicle Loans
Members First Credit Union Texas Vehicle Loans Unaffiliated

Members First Credit Union Texas Vehicle Loans

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Highlights
Credit Score Range 600 - 850
Loan Amount N/A
APR 2.29% - 13.79%
Loan Term (Months) N/A

Members First Credit Union Texas Vehicle Loans Review

Members First Credit Union Texas Vehicle Loans is offered by Members First Credit Union - Texas, founded in 1938 and based in Corpus Christi, TX. Members First Credit Union Texas Vehicle Loans is available in 1 state across the USA.

Members First Credit Union Texas Vehicle Loans FAQ

What APR does Members First Credit Union Texas Vehicle Loans offer on its car loans?

Members First Credit Union Texas Vehicle Loans offers a car loan product that ranges from 2.29% APR up to 13.79% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Members First Credit Union Texas Vehicle Loans charge an origination fee?

Yes, Members First Credit Union Texas Vehicle Loans may charge a loan origination fee.

Does Members First Credit Union Texas Vehicle Loans charge a late fee?

Yes, Members First Credit Union Texas Vehicle Loans charges borrowers with a late payment penatly fee

Does Members First Credit Union Texas Vehicle Loans charge prepayment fees?

Yes, Members First Credit Union Texas Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First Credit Union Texas Vehicle Loans loan?

Yes, you can. However, Members First Credit Union Texas Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First Credit Union Texas Vehicle Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Texas Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Texas Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Members First Credit Union Texas Vehicle Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

Does Members First Credit Union Texas Vehicle Loans report your account activity to credit bureaus?

Yes, Members First Credit Union Texas Vehicle Loans reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union Texas Vehicle Loans a legit company?

Members First Credit Union Texas Vehicle Loans was founded in 1938, it is a well-established company that has been in business for 84 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From Members First Credit Union - Texas

Shopping for a new car is fun, but paying for it isn't! Members First makes financing your new or used vehicle a little less painful by offering great rates, low monthly payments, and flexible financing options. We're driven to give our members the best financing options available, and we'll work hard with you and your budget to get the auto loan you need! Qualified members are eligible to take advantage of our great auto loan rates and apply for a loan at any time. Whether you've been a member for 10 years or 10 minutes, you can apply either online, over the phone, or at any M1st  location. We also do pre-approval checks for our auto loans so you’ll be ready to go when you find the vehicle you want!

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Type Auto
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR 2.29% - 13.79%

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