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Last Updated: 04/18/2025

Mercedes-Benz Financial Services

in Auto Loans from Mercedes-Benz Financial Services USA LLC

Last Updated: 04/18/2025

Mercedes-Benz Financial Services logo
Strongly not recommended17 total votes
4 users recommend
13 users don't recommend
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Highlights

Community Rating

Strongly not recommended

Amount Range

$10,000 - $250,000
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APR (Fixed APR)

Starting at 2.99%(Verified 06/21/2024)
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Credit Score Range

650 - 850
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Loan Term (Months)

Up to 72

Number of Reviews

17
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Mercedes-Benz Financial Services Review

Mercedes-Benz Financial Services is offered by Mercedes-Benz Financial Services USA LLC, a financial services company founded in 2000 and based in Fort Worth, TX. Mercedes-Benz financial are available in 50 states and Washington, DC.

Mercedes-Benz financial FAQ

How much can you borrow via Mercedes-Benz financial?

Mercedes-Benz financial loan amounts start at $10,000 and go up to $250,000.

What APR does Mercedes-Benz financial offer on its car loans?

Mercedes-Benz financial offers a fixed apr car loan product that ranges from 2.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Mercedes-Benz financial?

Mercedes-Benz financial has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Mercedes-Benz financial charge an origination fee?

Yes, Mercedes-Benz financial may charge a loan origination fee .

Does Mercedes-Benz financial charge a late fee?

Yes, Mercedes-Benz financial charges borrowers with a late payment penatly fee

Does Mercedes-Benz financial charge prepayment fees?

Yes, Mercedes-Benz financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Mercedes-Benz financial loan?

Yes, you can. However, Mercedes-Benz financial charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Mercedes-Benz Financial Services?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Mercedes-Benz Financial Services. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Mercedes-Benz Financial Services does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Mercedes-Benz financial?

Mercedes-Benz financial will typically fund the car loan within 7 business days of approval.

Does Mercedes-Benz Financial Services USA LLC perform a hard credit pull?

Yes, Mercedes-Benz financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Mercedes-Benz Financial Services USA LLC a legit company?

Mercedes-Benz Financial Services USA LLC was founded in 2000, it is a well-established company that has been in business for 26 years. Mercedes-Benz Financial Services is strongly not recommended by SuperMoney community users.

Mercedes-Benz Financial Services Disclosure: "Actual rates are based on the creditworthiness of the customer. Not all customers will qualify for the lowest rate."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Mercedes-Benz Financial Services logo

Message from Mercedes-Benz financial

Whether your aspiration is owning a Mercedes-Benz vehicle, purchasing a new vehicle for your small business, owning a Mercedes-Benz dealership, or working for an amazing company, Mercedes-Benz Financial Services can help make your aspirations become reality. Mercedes-Benz Financial Services is a leading, captive financial services provider and the global financial services company of Daimler AG. Doing business as Mercedes-Benz Financial Services and Daimler Truck Financial, we provide financing for automotive and commercial vehicle dealers and their retail consumers in the United States, Canada, Mexico, Brazil and Argentina. We couldn’t do what we do without our dedicated employees. We are devoted to fostering a culture that not only is fun, but also values and embraces their diverse backgrounds and perspectives.

Welcome to the driver’s seat. Here at MBFS.com you can access your account, make payments, edit your preferences and more, all in one convenient place, whether you're at home or on the go.

Contact

Headquarters

13650 Heritage Parkway
Fort Worth, TX 76177
(800) 654-6222
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