Mercedes-Benz Financial Services
Mercedes-Benz Financial Services Unaffiliated

Mercedes-Benz Financial Services

SuperMoney Net Recommendation Score -53  


This product is strongly not recommended by SuperMoney users with a score of -53, equating to 1.9 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

4 users recommend
0 users are unsure
13 users don't recommend
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Community Rating Strongly not recommended
Credit Score Range 650 - 850
Loan Amount $10,000 - $250,000
APR  (Fixed APR) Starting at 2.99%
Loan Term (Months) Up to 72 months
Number of Reviews 17

Mercedes-Benz Financial Services Review

Mercedes-Benz Financial Services is offered by Mercedes-Benz Financial Services USA LLC, a financial services company founded in 2000 and based in Fort Worth, TX. Mercedes-Benz Financial Services is available in 50 states (and Washington, DC).

Mercedes-Benz financial FAQ

How much can you borrow via Mercedes-Benz financial?

Mercedes-Benz financial loan amounts start at $10,000 and go up to $250,000.

What APR does Mercedes-Benz financial offer on its car loans?

Mercedes-Benz financial offers a fixed apr car loan product that ranges from 2.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Mercedes-Benz financial?

Mercedes-Benz financial has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Mercedes-Benz financial charge an origination fee?

Yes, Mercedes-Benz financial may charge a loan origination fee.

Does Mercedes-Benz financial charge a late fee?

Yes, Mercedes-Benz financial charges borrowers with a late payment penatly fee

Does Mercedes-Benz financial charge prepayment fees?

Yes, Mercedes-Benz financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Mercedes-Benz financial loan?

Yes, you can. However, Mercedes-Benz financial charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Mercedes-Benz Financial Services?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Mercedes-Benz Financial Services. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Mercedes-Benz Financial Services does not have or does not disclose a minimum annual income eligibility requirement. Mercedes-Benz Financial Services only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Mercedes-Benz Financial Services. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Mercedes-Benz financial?

Mercedes-Benz financial will typically approve (or deny) a car loan application within 24 hours and fund the car loan within 7 business days of approval.

Is Mercedes-Benz Financial Services USA LLC a legit company?

Mercedes-Benz Financial Services USA LLC was founded in 2000, it is a well-established company that has been in business for 22 years. Mercedes-Benz Financial Services are strongly not recommended by SuperMoney community users.

Mercedes-Benz Financial Services Disclosure: "Actual rates are based on the creditworthiness of the customer. Not all customers will qualify for the lowest rate."
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Mercedes-Benz financial

Whether your aspiration is owning a Mercedes-Benz vehicle, purchasing a new vehicle for your small business, owning a Mercedes-Benz dealership, or working for an amazing company, Mercedes-Benz Financial Services can help make your aspirations become reality. Mercedes-Benz Financial Services is a leading, captive financial services provider and the global financial services company of Daimler AG. Doing business as Mercedes-Benz Financial Services and Daimler Truck Financial, we provide financing for automotive and commercial vehicle dealers and their retail consumers in the United States, Canada, Mexico, Brazil and Argentina. We couldn’t do what we do without our dedicated employees. We are devoted to fostering a culture that not only is fun, but also values and embraces their diverse backgrounds and perspectives.

Welcome to the driver’s seat. Here at you can access your account, make payments, edit your preferences and more, all in one convenient place, whether you're at home or on the go.


About Mercedes-Benz Financial Services


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Application Fee $0
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
Credit Score Range 650 - 850
APR Type Fixed APR
Loan Amount $10,000 - $250,000
APR (Fixed APR) Starting at 2.99%
Loan Term Up to 72 months

Mercedes-Benz Financial Services Community Reviews


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This product is strongly not recommended by SuperMoney users with a score of -53, equating to 1.9 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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