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Last Updated: 04/18/2025

myAutoloan Car Loan

in Auto Loans from myAutoloan

Last Updated: 04/18/2025

Mostly recommended8 total votes

4 users recommend

4 users don't recommend

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Highlights

Community Rating

Mostly recommended

Amount Range

$8,000 - $100,000

APR (Fixed APR)

4.49% - 24.9%(Verified 06/21/2024)

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Credit Score Range

500 - 850

Loan Term (Months)

Up to 84

Number of Reviews

myAutoloan Car Loan Review

myAutoloan Car Loan is offered by myAutoloan, a marketplace lending platform founded in 2003 and based in Irving, TX. myAutoloan are available in 48 states and Washington, DC.

myAutoloan FAQ

How much can you borrow via myAutoloan?

myAutoloan loan amounts start at $8,000 and go up to $100,000.

What APR does myAutoloan offer on its car loans?

myAutoloan offers a fixed apr car loan product that ranges from 4.49% APR up to 24.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with myAutoloan?

myAutoloan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does myAutoloan charge an origination fee?

No, myAutoloan does not charge a loan origination fee.

An auto loan origination fee is what some lenders charge for processing an auto loan application and funding an auto loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does myAutoloan charge a late fee?

No, myAutoloan will not charge you a late fee.

Does myAutoloan charge prepayment fees?

No, myAutoloan will not charge you a fee for paying your loan early. Whenever possible choose lenders like myAutoloan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my myAutoloan loan?

Yes, you can. myAutoloan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for myAutoloan Car Loan?

Applicants with a credit score of at least 500 and up to 850 may be eligible for myAutoloan Car Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

myAutoloan Car Loan does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by myAutoloan Car Loan. An uncommon feature is for lenders to offer their services to non-residents. myAutoloan is one of the few that does.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via myAutoloan?

myAutoloan will typically fund the car loan within 7 business days of approval.

Does myAutoloan perform a hard credit pull?

Yes, myAutoloan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is myAutoloan a legit company?

myAutoloan was founded in 2003, it is a well-established company that has been in business for 23 years. myAutoloan Car Loan is mostly recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from myAutoloan

Getting approved through myAutoloan.com saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It's free, fast, and easy. And there's never an obligation to use one of our lenders or loans. When you’re ready for a new car, you don’t want to wait. And you shouldn’t have to! Thanks to myAutoloan, new car financing is fast and easy. Our new car loan application process is straightforward and obligation-free. With myAutoloan as your partner, you don’t have to worry about visiting various local dealers or waiting on the phone to speak with your financial institution. You can compare new car loans from the comfort of your home, any time you please. We take the hassle and guesswork out of applying for a new car loan. Plus, the application is entirely online, making it convenient, cost-free, secure, and totally confidential. Buying a used car is a great financial move for many drivers. It could save you hundreds, if not thousands of dollars on your next vehicle! Applying for a used car loan online is another smart move. There’s no intimidating stack of paperwork and no need to call your financial institution. Just a few questions and a few clicks! Best of all, with myAutoloan you can compare up to 4 loan offers in just minutes, so you can be sure you’re choosing the option that’s right for you. Select your offer type below to start your fast, free, and secure application now!

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Headquarters

5005 W. Royal Lane, Suite 209

Irving, TX 75063

(214) 540-3350

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