myAutoloan Car Loan
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myAutoloan Car Loan

in Auto Loans from myAutoloan
SuperMoney Net Recommendation Score -33  


This product is mostly not recommended by SuperMoney users with a score of -33, equating to 2.3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
4 users don't recommend
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Community Rating Mostly not recommended
Credit Score Range 500 - 850
Loan Amount $8,000 - $100,000
APR  (Fixed APR) 2.19% - 24.9%
Loan Term (Months) Up to 84 months
Number of Reviews 6

myAutoloan Car Loan Review

myAutoloan Car Loan is offered by myAutoloan, a marketplace lending platform founded in 2003 and based in Irving, TX. myAutoloan Car Loan is available in 48 states (and Washington, DC).

myAutoloan FAQ

How much can you borrow via myAutoloan?

myAutoloan loan amounts start at $8,000 and go up to $100,000.

What APR does myAutoloan offer on its car loans?

myAutoloan offers a fixed apr car loan product that ranges from 2.19% APR up to 24.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with myAutoloan?

myAutoloan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does myAutoloan charge an origination fee?

No, myAutoloan does not charge a loan origination fee.

An auto loan origination fee is what some lenders charge for processing an auto loan application and funding an auto loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does myAutoloan charge a late fee?

No, myAutoloan will not charge you a late fee.

Does myAutoloan charge prepayment fees?

No, myAutoloan will not charge you a fee for paying your loan early. Whenever possible choose lenders like myAutoloan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my myAutoloan loan?

Yes, you can. myAutoloan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for myAutoloan Car Loan?

Applicants with a credit score of at least 500 and up to 850 may be eligible for myAutoloan Car Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto loans with myAutoloan Car Loan, applicants need a minimum annual income of $21,600 or higher. myAutoloan Car Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via myAutoloan Car Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by myAutoloan Car Loan. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. myAutoloan is one of the few that does.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via myAutoloan?

myAutoloan will typically approve (or deny) a car loan application within 24 hours and fund the car loan within 7 business days of approval.

Is myAutoloan a legit company?

myAutoloan was founded in 2003, it is a well-established company that has been in business for 19 years. myAutoloan Car Loan are mostly not recommended by SuperMoney community users.

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Message From myAutoloan

Getting approved through saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It's free, fast, and easy. And there's never an obligation to use one of our lenders or loans. When you’re ready for a new car, you don’t want to wait. And you shouldn’t have to! Thanks to myAutoloan, new car financing is fast and easy. Our new car loan application process is straightforward and obligation-free. With myAutoloan as your partner, you don’t have to worry about visiting various local dealers or waiting on the phone to speak with your financial institution. You can compare new car loans from the comfort of your home, any time you please. We take the hassle and guesswork out of applying for a new car loan. Plus, the application is entirely online, making it convenient, cost-free, secure, and totally confidential. Buying a used car is a great financial move for many drivers. It could save you hundreds, if not thousands of dollars on your next vehicle! Applying for a used car loan online is another smart move. There’s no intimidating stack of paperwork and no need to call your financial institution. Just a few questions and a few clicks! Best of all, with myAutoloan you can compare up to 4 loan offers in just minutes, so you can be sure you’re choosing the option that’s right for you. Select your offer type below to start your fast, free, and secure application now!


Other Services by myAutoloan


  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Late Fees
No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Mileage 125,000
Maximum Vehicle Age 10
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Minimum Annual Income $21,600
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 500 - 850
APR Type Fixed APR
Loan Amount $8,000 - $100,000
APR (Fixed APR) 2.19% - 24.9%
Loan Term Up to 84 months

myAutoloan Car Loan Community Reviews


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This product is mostly not recommended by SuperMoney users with a score of -33, equating to 2.3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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