Last Updated: 04/18/2025
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Highlights
Amount Range
$1,000 - $100,000
APR (Fixed APR)
Starting at 2.25%(Verified 06/21/2024)
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Credit Score Range
N/A
Loan Term (Months)
Up to 84
Nationwide Auto Loan Review
Nationwide Auto Loan is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Auto finance are available in 50 states and Washington, DC.
Nationwide Auto finance FAQ
How much can you borrow via Nationwide Auto finance?
Nationwide Auto finance loan amounts start at $1,000 and go up to $100,000.
What APR does Nationwide Auto finance offer on its car loans?
Nationwide Auto finance offers a fixed apr car loan product that ranges from 2.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Nationwide Auto finance?
Nationwide Auto finance has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Nationwide Auto finance charge an origination fee?
No, Nationwide Auto finance does not charge a loan origination fee.
An auto loan origination fee is what some lenders charge for processing an auto loan application and funding an auto loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.Does Nationwide Auto finance charge a late fee?
Yes, Nationwide Auto finance charges borrowers with a late payment penatly fee
Does Nationwide Auto finance charge prepayment fees?
No, Nationwide Auto finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Nationwide Auto finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Nationwide Auto finance loan?
Yes, you can. Nationwide Auto finance does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Nationwide Auto Loan?
Nationwide Auto Loan does not require or does not disclose a credit score minimum. Nationwide Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Nationwide Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of identity
What is the estimated funding time for a car loan via Nationwide Auto finance?
Nationwide Auto finance will typically fund the car loan within 2 business days of approval.Does Nationwide perform a hard credit pull?
Yes, Nationwide Auto finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Nationwide a legit company?
Nationwide was founded in 1926, it is a well-established company that has been in business for 100 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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What we love about Nationwide Auto Loans
Nationwide Auto Loans offers incredible flexibility in its loans, with very low minimum and high maximum loan amounts. You can also choose loan terms far longer than most lenders offer, meaning you can customize your monthly loan payment to fit within your budget.
The company has relatively lax requirements when it comes to which cars it finances. If other lenders refuse to finance a specific vehicle, it’s likely that Nationwide Auto Loans will be willing to give you a loan. If you have strong credit, its interest rates are frequently very competitive.
If you need help finding a car, the company also offers TrueCar, an online shopping service that you can use to browse nearby dealerships and their pricing. You can also see actual sales values for the cars, helping you negotiate more effectively. Nationwide Auto Loans claims that customers that use the tool save thousands compared to those who don’t.
What could Nationwide Auto Loans do better?
Nationwide Auto Loans only offers loans for purchases from a car dealership. If you want to buy a car in a private transaction, then you will need to work with a different lender. The company also has some strict eligibility requirements for borrowers, such as minimum work and residence histories.
Nationwide Auto Loans’s backstory
Nationwide Auto Loans grew out of the Nationwide Mutual Insurance Company, an insurance company founded in 1926. The company now holds more than $158 billion in assets and has dozens of subsidiaries, including Nationwide Auto Loans.
The Verdict
If you want to buy an expensive car and finance it for the long-term, Nationwide Auto Loans offers that flexibility. Even if you’re looking for a more traditional loan, the company tends to have competitive rates and good customer service, making it worthy of consideration when you’re shopping around for the best deal.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed