OneMain Financial is a direct lender based in Irving, TX. It was founded in 1912 and offers auto loans in 46 states across the USA.
OneMain Financial offers auto loans with APRs starting at 9.99% and up to 36%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Yes, OneMain Financial charges a loan origination fee.
Yes, OneMain Financial charges borrowers with a late payment penatly fee
No, OneMain Financial will not charge you a fee for paying your loan early. Whenever possible choose lenders like OneMain Financial that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
OneMain Financial requires borrowers to have a credit score of at least 560 to apply.
To qualify, applicants may need to provide the following documentation:
OneMain Financial will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 1 business day of approval.
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