Overland Finance
Overland Finance Unaffiliated

Overland Finance

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Credit Score Range 670 - 850
Loan Amount Starting at $3,001
APR  (Fixed APR) N/A
Loan Term (Months) N/A

Overland Finance Review

Overland Finance is offered by Automobile Acceptance Corporation, a financial services company founded in 1989 and based in Riverdale, GA. Overland Finance are available in 1 state across the USA.

Overland finance FAQ

How much can you borrow via Overland finance?

Overland finance loan amounts start at $3,001.

What APR does Overland finance offer on its car loans?

Overland finance offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Overland finance charge an origination fee?

Yes, Overland finance may charge a loan origination fee.

Does Overland finance charge a late fee?

Yes, Overland finance charges borrowers with a late payment penatly fee

Does Overland finance charge prepayment fees?

Yes, Overland finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Overland finance loan?

Yes, you can. However, Overland finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Overland Finance?

Applicants with a credit score of at least 670 and up to 850 may be eligible for Overland Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Overland Finance does not have or does not disclose a minimum annual income eligibility requirement. Overland Finance will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Overland Finance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Overland Finance.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Overland Finance report your account activity to credit bureaus?

Yes, Overland Finance reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Automobile Acceptance Corporation a legit company?

Automobile Acceptance Corporation was founded in 1989, it is a well-established company that has been in business for 34 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From Overland finance

Our installment loans are easy and affordable with monthly payments suited to your budget, regardless of your current credit. With over 30 years of experience in the industry, one of our representatives will reach out to you within 15 minutes of filling out an application during normal business hours.


Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 7:00am
  • Tuesday 8:00am - 7:00am
  • Wednesday 8:00am - 7:00am
  • Thursday 8:00am - 7:00am
  • Friday 8:00am - 7:00am
  • Saturday 8:00am - 2:00am

About Overland Finance


  Available in 1 state
Availabile in all of Georgia

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Cash
  • Bank Transfer
APR Type Fixed APR
Loan Amount Starting at $3,001

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