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Last Updated: 04/18/2025

Overland Finance

in Auto Loans from Automobile Acceptance Corporation

Last Updated: 04/18/2025

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Highlights

Amount Range

Starting at $3,001

APR (Fixed APR)

N/A

Credit Score Range

670 - 850

Loan Term (Months)

N/A
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Overland Finance Review

Overland Finance is offered by Automobile Acceptance Corporation, a financial services company founded in 1989 and based in Riverdale, GA. Overland finance are available in 1 state.

Overland finance FAQ

How much can you borrow via Overland finance?

Overland finance loan amounts start at $3,001 .

What APR does Overland finance offer on its car loans?

Overland finance offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Overland finance charge an origination fee?

Yes, Overland finance may charge a loan origination fee .

Does Overland finance charge a late fee?

Yes, Overland finance charges borrowers with a late payment penatly fee

Does Overland finance charge prepayment fees?

Yes, Overland finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Overland finance loan?

Yes, you can. However, Overland finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Overland Finance?

Applicants with a credit score of at least 670 and up to 850 may be eligible for Overland Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Overland Finance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Overland Finance.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Overland Finance report your account activity to credit bureaus?

Yes, Overland Finance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Automobile Acceptance Corporation perform a hard credit pull?

Yes, Overland finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Automobile Acceptance Corporation a legit company?

Automobile Acceptance Corporation was founded in 1989, it is a well-established company that has been in business for 37 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Overland finance

Our installment loans are easy and affordable with monthly payments suited to your budget, regardless of your current credit. With over 30 years of experience in the industry, one of our representatives will reach out to you within 15 minutes of filling out an application during normal business hours.

Contact

Headquarters

749 Main Street
Riverdale, GA 30274
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 7:00AM
Tuesday
8:00AM - 7:00AM
Wednesday
8:00AM - 7:00AM
Thursday
8:00AM - 7:00AM
Friday
8:00AM - 7:00AM
Saturday
8:00AM - 2:00AM

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