
Peak Acceptance Auto Loan
in Auto Loans from Peak Acceptance
Would you recommend Peak Acceptance Auto Loan to your friends?
Community Rating |
Rating not yet determined |
Credit Score Range | 300 - 700 |
Loan Amount | $5,000 - $50,000 |
APR (Fixed APR) | Up to 10% |
Loan Term (Months) | 12 - 60 months |
Peak Acceptance Auto Loan Review
Peak Acceptance Auto Loan is offered by Peak Acceptance, a financial services company founded in 2008 and based in Dallas, TX. Peak Acceptance Auto Loan is available in 1 state across the USA.
How much can you borrow via Peak Acceptance Auto Loan?
Peak Acceptance Auto Loan auto loan amounts start at $5,000 and go up to $50,000.
What APR does Peak Acceptance Auto Loan offer on its auto loans?
Peak Acceptance Auto Loan offers a fixed APR auto loan product up to 10% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Peak Acceptance Auto Loan?
Peak Acceptance Auto Loan has auto loans with terms ranging from 12 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Does Peak Acceptance Auto Loan charge an origination fee?
Yes, Peak Acceptance Auto Loan may charge a loan origination fee.
Does Peak Acceptance Auto Loan charge a late fee?
Yes, Peak Acceptance Auto Loan charges borrowers with a late payment penatly fee
Does Peak Acceptance Auto Loan charge prepayment fees?
Yes, Peak Acceptance Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Peak Acceptance Auto Loan loan?
Yes, you can. However, Peak Acceptance charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for Peak Acceptance Auto Loan?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Peak Acceptance Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Peak Acceptance Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Peak Acceptance Auto Loan. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for an auto loan via Peak Acceptance Auto Loan?
Peak Acceptance Auto Loan will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 7 business days of approval.Contact
- Headquarters
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4100 Spring Valley Rd # 820
Dallas, TX 75244 USA - (800) 375-6442
- Visit Site
About Peak Acceptance Auto Loan
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Minimum Age | 18 |
Verification Documents Required |
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Credit Score Range | 300 - 700 |
Peak Acceptance Auto Loan Community Reviews
Would you recommend Peak Acceptance Auto Loan to your friends?
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