PNC Auto Loans Review

PNC Auto Loans is an auto purchase finance offering by PNC Bank, a bank based in Pittsburgh, PA. Founded in 1845, PNC Bank offers auto loans in 18 states (and Washington, DC).

How much can you borrow via PNC Auto Loans?

PNC Auto Loans auto loan amounts start at $5,000 and go up to $100,000.

What APR does PNC Auto Loans offer on its auto loans?

PNC Auto Loans offers an auto loan product that ranges from 2.29% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with PNC Auto Loans?

PNC Auto Loans has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does PNC Auto Loans charge an origination fee?

Yes, PNC Auto Loans may charge a loan origination fee.

Does PNC Auto Loans charge a late fee?

Yes, PNC Auto Loans charges borrowers with a late payment penatly fee

Does PNC Auto Loans charge prepayment fees?

Yes, PNC Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with PNC Auto Loans?

Applicants with a credit score of at least 630 can apply for a loan via PNC Auto Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via PNC Auto Loans? PNC Auto Loans will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 3 business days of approval.