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  PNC Auto Loans

PNC Auto Loans

in Auto Loans from PNC Bank

Unaffiliated

PNC Auto Loans

Unaffiliated

in Auto Loans from PNC Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount $5,000 - $100,000
APR Starting at 2.29%
Credit Score Range 630 - 850
Loan Term Up to 72 months

PNC Auto Loans Review

PNC Auto Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Auto Loans is available in 18 states (and Washington, DC).

How much can you borrow via PNC Auto Loans?

PNC Auto Loans auto loan amounts start at $5,000 and go up to $100,000.

What APR does PNC Auto Loans offer on its auto loans?

PNC Auto Loans offers an auto loan product that ranges from 2.29% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with PNC Auto Loans?

PNC Auto Loans has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does PNC Auto Loans charge an origination fee?

Yes, PNC Auto Loans may charge a loan origination fee.

Does PNC Auto Loans charge a late fee?

Yes, PNC Auto Loans charges borrowers with a late payment penatly fee

Does PNC Auto Loans charge prepayment fees?

Yes, PNC Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my PNC Auto Loans loan?

Yes, you can. However, PNC Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for PNC Auto Loans?

Applicants with a credit score of at least 630 and up to 850 are eligible for PNC Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. PNC Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via PNC Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by PNC Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via PNC Auto Loans?

PNC Auto Loans will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 3 business days of approval.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 18 states and Washington, D.C.
  • Alabama
  • California
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • South Carolina
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $100K
APR Starting at 2.29%
Loan Term Up to 72

PNC Auto Loans Community Reviews

 

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