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Last Updated: 04/18/2025

PNC Auto Loans

in Auto Loans from PNC Bank

Last Updated: 04/18/2025

PNC Auto Loans logo
Mostly not recommended5 total votes
2 users recommend
3 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Amount Range

$5,000 - $100,000

APR (Fixed APR)

Starting at 2.59%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

630 - 850

Loan Term (Months)

Up to 72

Number of Reviews

5
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PNC Auto Loans Review

PNC Auto Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC auto loan are available in 18 states and Washington, DC.

PNC auto loan FAQ

How much can you borrow via PNC auto loan?

PNC auto loan loan amounts start at $5,000 and go up to $100,000.

What APR does PNC auto loan offer on its car loans?

PNC auto loan offers a fixed apr car loan product that ranges from 2.59% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with PNC auto loan?

PNC auto loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does PNC auto loan charge an origination fee?

No, PNC auto loan does not charge a loan origination fee.
An auto loan origination fee is what some lenders charge for processing an auto loan application and funding an auto loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does PNC auto loan charge a late fee?

Yes, PNC auto loan charges borrowers with a late payment penalty fee

Does PNC auto loan charge prepayment fees?

No, PNC auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like PNC auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my PNC auto loan loan?

Yes, you can. PNC auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for PNC Auto Loans?

Applicants with a credit score of at least 630 and up to 850 may be eligible for PNC Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
PNC Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via PNC auto loan?

PNC auto loan will typically fund the car loan within 3 business days of approval.

Does PNC Bank perform a hard credit pull?

Yes, PNC auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is PNC Bank a legit company?

PNC Bank was founded in 1845, it is a well-established company that has been in business for 181 years. PNC Auto Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PNC Auto Loans logo

Message from PNC auto loan

For more than 160 years, we have been committed to providing our clients with great service and powerful financial expertise to help them meet their financial goals. We are proud of our longstanding history of supporting not only our customers but also our communities, employees and shareholders.

Find and finance your car with PNC. We have a loan to suit your needs — shop for new or used cars with one of our auto loans. Shop like a cash buyer with the PNC Check Ready Auto Loan. Secure your financing before you head to the dealer so you can shop for cars with confidence.

Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

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Business Credit Cards

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Credit Cards

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Personal Lines of Credit

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Private Student Loans

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SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -20, or 2.6 on a 5-point rating scale.

-20

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

PNC Auto Loans Community Reviews

Would you recommend PNC Auto Loans to your friends?

KS

Karen S.

Jun 26, 2023

May or may not recommend

Trying to move your title from out of state to the state you were living in is a nightmare. None of them know the right fax number or phone number to the departments. I think I faxed the DMV form to three different fax numbers already because of what they gave me. They are horrible.
U

Anonymous

Mar 10, 2023

May or may not recommend

Thanks and please help me with the account and loan
Netius avatar image

Netius

Sep 8, 2020

May or may not recommend

I didn’t have the best credit score but PNC Bank Auto Loan came to the rescue providing me a chance to purchase a car when other banks denied me as a high risk. Little do they know I paid that loan all in full and on time so their loss is PNC Bank Auto Loans win. I didn’t have to deal with PNC that much - it was all straightforward ...Show More
Martha K. avatar image

Martha K.

Mar 19, 2019

May or may not recommend

We use PNC Bank for our personal banking and have been very happy until we decided to let them handle our auto loan. It's not been very smooth. We had to go back to the bank and redo our paperwork. I recently got a letter in the mail from them to contact them about the title. The phone number works but the extension of the person ...Show More
U

Anonymous

May 23, 2018

May or may not recommend

My grandfather was treated very poorly by the customer service rep on the phone as well as at the in branch in Venice, FL when attempting to find out how I could be added as a authorizer on the account to be able to make some monthly auto loan payments for him. They told him he would have to add me to the loan as a joint account holder. Oh ...Show More

Showing 5 of 5 reviews

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