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  PNC Auto Loans

PNC Auto Loans

in Auto Loans from PNC Bank

Unaffiliated

PNC Auto Loans

Unaffiliated

in Auto Loans from PNC Bank

Net Recommendation Score -50

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
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3 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Credit Score Range 630 - 850
Loan Amount $5,000 - $100,000
APR  (Fixed APR) Starting at 2.29%
Loan Term (Months) Up to 72 months

PNC Auto Loans Review

PNC Auto Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Auto Loans is available in 18 states (and Washington, DC).

PNC auto loan FAQ

How much can you borrow via PNC auto loan?

PNC auto loan loan amounts start at $5,000 and go up to $100,000.

What APR does PNC auto loan offer on its car loans?

PNC auto loan offers a fixed apr car loan product that ranges from 2.29% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with PNC auto loan?

PNC auto loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does PNC auto loan charge an origination fee?

Yes, PNC auto loan may charge a loan origination fee.

Does PNC auto loan charge a late fee?

Yes, PNC auto loan charges borrowers with a late payment penatly fee

Does PNC auto loan charge prepayment fees?

Yes, PNC auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my PNC auto loan loan?

Yes, you can. However, PNC auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for PNC Auto Loans?

Applicants with a credit score of at least 630 and up to 850 may be eligible for PNC Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. PNC Auto Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via PNC Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by PNC Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via PNC auto loan?

PNC auto loan will typically approve (or deny) a car loan application within 1 hour and fund the car loan within 3 business days of approval.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From PNC Bank

For more than 160 years, we have been committed to providing our clients with great service and powerful financial expertise to help them meet their financial goals. We are proud of our longstanding history of supporting not only our customers but also our communities, employees and shareholders.

Find and finance your car with PNC. We have a loan to suit your needs — shop for new or used cars with one of our auto loans. Shop like a cash buyer with the PNC Check Ready Auto Loan. Secure your financing before you head to the dealer so you can shop for cars with confidence.

Availability

  Available in 18 states and Washington, D.C.
  • Alabama
  • California
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • North Carolina
  • New Jersey
  • New York
  • Ohio
  • South Carolina
  • Virginia
  • Wisconsin
  • West Virginia

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 630 - 850
Loan Amount $5,000 - $100,000
APR (Fixed APR) Starting at 2.29%
Loan Term Up to 72 months

PNC Auto Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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