Prestige Financial is a direct lender based in Salt Lake City, UT. It was founded in 1994 and offers auto loans in 44 states across the USA.
Prestige Financial offers auto loans with APRs starting at 2% and up to 20%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Prestige Financial has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Yes, Prestige Financial may charge a loan origination fee.
Yes, Prestige Financial charges borrowers with a late payment penatly fee
Yes, Prestige Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 500 can apply for a loan via Prestige Financial. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
Prestige Financial will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
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