Prestige Financial is a direct lender based in Salt Lake City, UT. It was founded in 1994 and offers auto loans in 43 states across the USA.
Prestige Financial offers auto loans with APRs starting at 2% and up to 20%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Prestige Financial offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, Prestige Financial charges a loan origination fee .
Yes, Prestige Financial charges borrowers with a late payment penatly fee.
Yes, Prestige Financial does charge borrowers a penalty fee if they pay their loans early. Consider prepayment penalty fees when you choose a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Prestige Financial requires borrowers to have a credit score of at least 500 to apply.
To qualify, applicants must provide the following documentation:
Prestige Financial will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval
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