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Prestige Financial

in Auto Loans

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Prestige Financial

Unaffiliated

in Auto Loans

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Overview

Where does Prestige Financial do business?

Prestige Financial is a direct lender based in Salt Lake City, UT. It was founded in 1994 and offers auto loans in 44 states across the USA.

How much can you borrow via Prestige Financial?

Prestige Financial auto loan amounts start at $5,000 and go up to $100,000.

What APR does Prestige Financial offer on its auto loans?

Prestige Financial has a variable APR that ranges from 2% up to 20%.

What is the maximum loan term you can get with Prestige Financial?

Prestige Financial has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Prestige Financial charge an origination fee?

Yes, Prestige Financial may charge a loan origination fee.

Does Prestige Financial charge a late fee?

Yes, Prestige Financial charges borrowers with a late payment penatly fee

Does Prestige Financial charge prepayment fees?

Yes, Prestige Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Prestige Financial?

Applicants with a credit score of at least 500 can apply for a loan via Prestige Financial. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Prestige Financial?

Prestige Financial will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

 

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Contact

Availability

Available in 44 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age
18
Credit Score Range
500 - 850
850 300 500
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Only Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$5K - $100K
$500 $100K+
Loan Term (Months)
Up to
72
APR
2% - 20%
0% 36%+

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