Features

Where does Prestige Financial do business?

Prestige Financial is a direct lender based in Salt Lake City, UT. It was founded in 1994 and offers auto loans in 44 states across the USA.

What APR does Prestige Financial offer on its auto loans?

Prestige Financial offers auto loans with APRs starting at 2% and up to 20%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Prestige Financial?

Prestige Financial has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Prestige Financial charge an origination fee?

Yes, Prestige Financial may charge a loan origination fee.

Does Prestige Financial charge a late fee?

Yes, Prestige Financial charges borrowers with a late payment penatly fee

Does Prestige Financial charge prepayment fees?

Yes, Prestige Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Prestige Financial?

Applicants with a credit score of at least 500 can apply for a loan via Prestige Financial. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Prestige Financial?

Prestige Financial will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

  • Institution Type
    Direct Lender
  • Credit Score Range
    500 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $5000 - $100000
  • Loan Term (Months)
    Up to 72
  • APR
    2% - 20%
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