Is Prestige Financial Auto Loans the right fit for you?
Auto Loans
1 more
Last Updated: 04/18/2025
Prestige Financial Auto Loans
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -54
Strongly not recommended13 total votes
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Highlights
Community Rating
Strongly not recommended
Amount Range
$5,000 - $100,000
APR (Fixed APR)
2% - 20%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
500 - 850
Loan Term (Months)
Up to 72
Number of Reviews
Prestige Financial Auto Loans Review
Prestige Financial Auto Loans is offered by Prestige Financial Services Inc., a financial services company founded in 1994 and based in Salt Lake City, UT. Prestige Financial are available in 44 states.
Prestige Financial FAQ
How much can you borrow via Prestige Financial?
Prestige Financial loan amounts start at $5,000 and go up to $100,000.
What APR does Prestige Financial offer on its car loans?
Prestige Financial offers a fixed apr car loan product that ranges from 2% APR up to 20% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Prestige Financial?
Prestige Financial has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Prestige Financial charge an origination fee?
Yes, Prestige Financial may charge a loan origination fee .
Does Prestige Financial charge a late fee?
Yes, Prestige Financial charges borrowers with a late payment penalty fee
Does Prestige Financial charge prepayment fees?
Yes, Prestige Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Prestige Financial loan?
Yes, you can. However, Prestige Financial charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Prestige Financial Auto Loans?
Applicants with a credit score of at least 500 and up to 850 may be eligible for Prestige Financial Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Prestige Financial Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan via Prestige Financial?
Prestige Financial will typically fund the car loan within 7 business days of booking.Does Prestige Financial Services Inc. perform a hard credit pull?
Yes, Prestige Financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Prestige Financial Services Inc. a legit company?
Prestige Financial Services Inc. was founded in 1994, it is a well-established company that has been in business for 32 years. Prestige Financial Auto Loans is strongly not recommended by SuperMoney community users.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Prestige Financial
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -54, or 1.9 on a 5-point rating scale.
-54
-1000+100
No one recommends
Everyone recommends
Prestige Financial Auto Loans Community Reviews
Would you recommend Prestige Financial Auto Loans to your friends?
TW
Tango W.
Oct 14, 2023
May or may not recommend
Prestige Financial pays people to place GOOD reviews attempting to outweigh all of their BAD reviews! Good luck with that! This company practices PREDATORY LENDING along with harassment and illegal tactics to repossess like lotteries, calling a neighbor to look down the street to see if car is there "because they are the person's friend and are concerned" THEY NEED TO BE ABOLISHED...TAKEN out of the auto finance area! DO ...Show More
DG
Deb G.
Jul 27, 2023
May or may not recommend
PREDATORY LENDER AND YOU HAVE TO PAY 10 DOLLARS JUST TO MAKE A MONTHLY PAYMENT,AVOID!!
Justin
Feb 10, 2023
May or may not recommend
Reading through these reviews I’m shocked cause I have had nothing but a great experience with Prestige Financial so far. I’ve only had my auto loan with them since early August 2022, and have found their site pretty impressive compared to other lenders sites I’ve dealt with in the past. The transparency on the site is great from what your current principal balance is with interest and even what your ...Show More
U
Anonymous
Sep 19, 2022
May or may not recommend
I have been consistently overpaying my car payment on time for the last three years. I only owe $3500 dollars on my loan. They are reporting my credit rating as potentially negative and a higher balance than I owe. I have disputed every month and they will not change! I am having an attorney review my contract and the money paid to make sure i am not being cheated!!!! Stay ...Show More
CM
Cynthia M.
Jun 18, 2022
May or may not recommend
This is a horrible company to do business with. This is not the place to rebuild your credit. I have paid off my loan in good faith and this company left a negative rating with the credit bureaus that I’m fighting hard to get removed. The account managers are rude and please do yourself a favor and go elsewhere to get an auto loan. Please consider yourself warned. This place ...Show More
AC
Aurelia C.
Jul 31, 2021
May or may not recommend
They harassed me after the car was totaled and their insurance covered the costs as well as mine paying the blue book value but the posted me late for years bringing down my fico score until I legally had them removed from my credit report. Spiteful company.
ML
Mark L.
Dec 17, 2020
May or may not recommend
too long too much interest not worth it once ur in it u cant get out
LS
Lisa S.
Nov 8, 2020
May or may not recommend
Was able to obtain a loan (When we couldn't take traditional routes) Interest was high, but lowered consistently throughout the life of the loan. Set payments to autopay and never had one single problem. When my son died unexpectedly and I did not have the means to pay for his final expenses, I simply called Customer Service and they worked with me to be able to skip ...Show More
TG
Trishawn G.
Oct 5, 2020
May or may not recommend
Customer service is beyond horrible from both representatives and their supervisors.
TL
Teresa L.
Jun 26, 2020
May or may not recommend
I got a loan with this company back in dec and all of a sudden my world come crashing down around me , was also dealing with the car company telling us different things then what actually was gonna happen and was facing returning the car. This company has done nothing but try to help me not lose out on this car and the loan. I cannot express enough ...Show More
U
Anonymous
May 6, 2020
May or may not recommend
Nothing but crooks stay away from them if you don’t want to get screwed over
Dane F.
Sep 1, 2019
May or may not recommend
Rude employees, relentlessly hound you for payment the day before your payment is due. If you are more than 3 days late you will get a repossession notice. Interest paid is not calculated correctly so they can squeeze as much money as they can even though their rates are high to begin with. Stay away!!
Andrea A.
Feb 19, 2019
May or may not recommend
Predatory lender. I could go into details, but just go to consumer affairs or the BBB for the hundreds upon hundreds of complaints.
Showing 13 of 13 reviews