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Last Updated: 04/18/2025

Prestige Financial Auto Loans

in Auto Loans from Prestige Financial Services Inc.

Last Updated: 04/18/2025

Strongly not recommended13 total votes

3 users recommend

10 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

$5,000 - $100,000

APR (Fixed APR)

2% - 20%(Verified 06/21/2024)

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Credit Score Range

500 - 850

Loan Term (Months)

Up to 72

Number of Reviews

Prestige Financial Auto Loans Review

Prestige Financial Auto Loans is offered by Prestige Financial Services Inc., a financial services company founded in 1994 and based in Salt Lake City, UT. Prestige Financial are available in 44 states.

Prestige Financial FAQ

How much can you borrow via Prestige Financial?

Prestige Financial loan amounts start at $5,000 and go up to $100,000.

What APR does Prestige Financial offer on its car loans?

Prestige Financial offers a fixed apr car loan product that ranges from 2% APR up to 20% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Prestige Financial?

Prestige Financial has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Prestige Financial charge an origination fee?

Yes, Prestige Financial may charge a loan origination fee .

Does Prestige Financial charge a late fee?

Yes, Prestige Financial charges borrowers with a late payment penatly fee

Does Prestige Financial charge prepayment fees?

Yes, Prestige Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Prestige Financial loan?

Yes, you can. However, Prestige Financial charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Prestige Financial Auto Loans?

Applicants with a credit score of at least 500 and up to 850 may be eligible for Prestige Financial Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Prestige Financial Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Prestige Financial?

Prestige Financial will typically fund the car loan within 7 business days of approval.

Does Prestige Financial Services Inc. perform a hard credit pull?

Yes, Prestige Financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Prestige Financial Services Inc. a legit company?

Prestige Financial Services Inc. was founded in 1994, it is a well-established company that has been in business for 32 years. Prestige Financial Auto Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Prestige Financial

Prestige Financial Services, Inc. is located in Draper, UT, United States and is part of the Lending Industry. More than a Credit Score Bad credit? Unexpected financial hardships? Bankruptcy? Whatever the situation may be - more than 20 years of experience coupled with the power of artificial intelligence helps us to look at your bigger picture, get you in a car, and back on track. Getting a loan doesn’t have to be difficult. We look at the big picture to approve loans for people with bad credit.

Contact

Headquarters

1420 South 500 West

Salt Lake City, UT 84115

(801) 844-2100

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