Features

Where does Prestige Financial do business?

Prestige Financial is a direct lender based in Salt Lake City, UT. It was founded in 1994 and offers auto loans in 43 states across the USA.

What APR does Prestige Financial offer on its auto loans?

Prestige Financial offers auto loans with APRs starting at 2% and up to 20%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

What is the maximum loan term for a Prestige Financial auto loan?

Prestige Financial offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does Prestige Financial charge an origination fee?

Yes, Prestige Financial charges a loan origination fee .

Does Prestige Financial charge a late fee?

Yes, Prestige Financial charges borrowers with a late payment penatly fee.

Does Prestige Financial charge prepayment penalties?

Yes, Prestige Financial does charge borrowers a penalty fee if they pay their loans early. Consider prepayment penalty fees when you choose a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What is Prestige Financial’s eligibility criteria?

Prestige Financial requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Prestige Financial?

Prestige Financial will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval

  • Loan Amount
    $5000 - $100000
  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    2% - 20%
  • Max Loan Term (Months)
    72
  • Credit Score Range
    500 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
    Direct Lender
  • Approval Speed (Hours)
    24
  • Deferred Payments
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Credit Bureau Reporting
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