Sea Air Federal CU Auto Loan

Sea Air Federal CU Auto Loan Review

Sea Air Federal CU Auto Loan is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal CU Auto Loan are available in 1 state across the USA.

Sea Air Federal Credit Union auto loan FAQ

How much can you borrow via Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan loan amounts start at $500 and go up to $500,000.

What APR does Sea Air Federal Credit Union auto loan offer on its car loans?

Sea Air Federal Credit Union auto loan offers a fixed apr car loan product that ranges from 2.75% APR up to 6% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Sea Air Federal Credit Union auto loan charge an origination fee?

Yes, Sea Air Federal Credit Union auto loan may charge a loan origination fee.

Does Sea Air Federal Credit Union auto loan charge a late fee?

Yes, Sea Air Federal Credit Union auto loan charges borrowers with a late payment penatly fee

Does Sea Air Federal Credit Union auto loan charge prepayment fees?

No, Sea Air Federal Credit Union auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Sea Air Federal Credit Union auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Sea Air Federal Credit Union auto loan loan?

Yes, you can. Sea Air Federal Credit Union auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Sea Air Federal CU Auto Loan?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Sea Air Federal CU Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Sea Air Federal CU Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Sea Air Federal CU Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Sea Air Federal CU Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan will typically fund the car loan within 7 business days of approval.

Is Sea Air Federal Credit Union a legit company?

Sea Air Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 71 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.