Sea Air Federal Credit Union Auto Loan Review

Sea Air Federal Credit Union Auto Loan is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal Credit Union Auto Loan is available in 1 state across the USA.

How much can you borrow via Sea Air Federal Credit Union Auto Loan?

Sea Air Federal Credit Union Auto Loan auto loan amounts start at $500 and go up to $500,000.

What APR does Sea Air Federal Credit Union Auto Loan offer on its auto loans?

Sea Air Federal Credit Union Auto Loan offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Sea Air Federal Credit Union Auto Loan?

Sea Air Federal Credit Union Auto Loan has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Sea Air Federal Credit Union Auto Loan charge an origination fee?

Yes, Sea Air Federal Credit Union Auto Loan may charge a loan origination fee.

Does Sea Air Federal Credit Union Auto Loan charge a late fee?

Yes, Sea Air Federal Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does Sea Air Federal Credit Union Auto Loan charge prepayment fees?

No, Sea Air Federal Credit Union Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Sea Air Federal Credit Union Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Sea Air Federal Credit Union Auto Loan loan?

Yes, you can. Sea Air Federal Credit Union Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Sea Air Federal Credit Union Auto Loan?

Applicants with a credit score of at least 550 and up to 850 are eligible for Sea Air Federal Credit Union Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Sea Air Federal Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Sea Air Federal Credit Union Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Sea Air Federal Credit Union Auto Loan. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Sea Air Federal Credit Union Auto Loan?

Sea Air Federal Credit Union Auto Loan will typically fund the loan within 7 business days of approval.