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Is Sea Air Federal CU Auto Loan the right fit for you?
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Last Updated: 04/18/2025

Sea Air Federal CU Auto Loan

from Sea Air Federal Credit Union

Last Updated: 04/18/2025
Sea Air Federal CU Auto Loan logo
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Rating not yet determined3 total votes
2 users recommend
1 users are unsure

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Highlights

Amount Range

$500 - $500,000

APR (Fixed APR)

2.75% - 6%(Verified 06/21/2024)
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Credit Score Range

550 - 850

Loan Term (Months)

Up to 84

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Sea Air Federal CU Auto Loan Review

Sea Air Federal CU Auto Loan is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal Credit Union auto loan are available in 1 state.

Sea Air Federal Credit Union auto loan FAQ

How much can you borrow via Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan loan amounts start at $500 and go up to $500,000.

What APR does Sea Air Federal Credit Union auto loan offer on its car loans?

Sea Air Federal Credit Union auto loan offers a fixed apr car loan product that ranges from 2.75% APR up to 6% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Sea Air Federal Credit Union auto loan charge an origination fee?

Yes, Sea Air Federal Credit Union auto loan may charge a loan origination fee .

Does Sea Air Federal Credit Union auto loan charge a late fee?

Yes, Sea Air Federal Credit Union auto loan charges borrowers with a late payment penalty fee

Does Sea Air Federal Credit Union auto loan charge prepayment fees?

No, Sea Air Federal Credit Union auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Sea Air Federal Credit Union auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Sea Air Federal Credit Union auto loan loan?

Yes, you can. Sea Air Federal Credit Union auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Sea Air Federal CU Auto Loan?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Sea Air Federal CU Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Sea Air Federal CU Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Sea Air Federal Credit Union auto loan?

Sea Air Federal Credit Union auto loan will typically fund the car loan within 7 business days of booking.

Does Sea Air Federal Credit Union perform a hard credit pull?

Yes, Sea Air Federal Credit Union auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Sea Air Federal Credit Union a legit company?

Sea Air Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Sea Air Federal CU Auto Loan logo

Message from Sea Air Federal Credit Union auto loan

With our auto loans, we offer competitive rates and a variety of terms for our members who are purchasing or financing a new or used auto. You can purchase your new or used auto with our free car buying service powered by TrueCar. We offer competitive rates, terms and affordable payments for motorcycle, boat or RV loans - one of which is sure to be right for you.

Contact

Headquarters

800 Seal Beach Blvd
Seal Beach, CA 90740
(888) 732-2471
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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+67

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Sea Air Federal CU Auto Loan Community Reviews

Would you recommend Sea Air Federal CU Auto Loan to your friends?

U

Anonymous

Sep 21, 2023

May or may not recommend

Fueron muy amables y me tuvieron mucha paciencia si lo recomiendo

Jose R. avatar image

Jose R.

Mar 24, 2019

May or may not recommend

I had two cars financed by this credit union and they financed my daughter s first car. At a very low apr.

U

Anonymous

May 9, 2015

May or may not recommend

i was denied a loan from the dealership and several banks. I applied for a loan at Sea Air expecting that i would be going to yet another source. and they were many . they acctually sat with me to see if there was anything on my credit report that shouldn't be . Didn't rush me out the door after seeing my credit score . They actually took the ...Show More

Showing 3 of 3 reviews

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